Use your free credit score to reinforce your financial knowledge. Learn how to monitor changes, and discover ways to increase your score.| www.experian.com
You can rebuild credit by following these best practices, like reviewing your credit report, paying bills on time and paying off debt.| www.experian.com
Learn what actions may cause a creditor to do a charge-off, how a charge-off affects your credit and if you can remove a charge-off from your credit report.| www.experian.com
A secured credit card requires you to make a security deposit to gain access to credit. Consider a secured card if you’re new to credit.| www.experian.com
Many types of debt can be sent to collections, including credit card balances and auto loans. Debt sent to collections has a serious impact on your credit.| www.experian.com
Revolving credit lets you borrow money up to your credit limit, pay it back and then borrow it again. Learn how revolving credit works.| www.experian.com
Learn about what factors affect your credit scores, steps you can take to improve your credit and how to check your credit score for free.| www.experian.com
Learn how to dispute credit report information online, by mail or over the phone. Plus review what happens after you submit a dispute and possible outcomes.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com
Your credit utilization rate is the percentage of your revolving accounts’ balances that you’re using.| www.experian.com