Credit counseling can help you improve your financial life by educating you on ways to efficiently pay off debt and creating a budget that works for you.| www.experian.com
Boost your Credit Scores and raise your FICO® Score instantly for free. Millions of points already boosted across America.| www.experian.com
Use your free credit score to reinforce your financial knowledge. Learn how to monitor changes, and discover ways to increase your score.| www.experian.com
Learn how renting an apartment affects your credit and how reporting rent to the credit bureaus can help you build credit and strengthen your payment history.| www.experian.com
Learn how a credit counselor can provide guidance on how to manage your finances, whether that’s getting out of debt or improving your credit.| www.experian.com
Being added as an authorized user on someone else’s credit card can help you build credit. Here’s what you need to know about becoming an authorized user.| www.experian.com
A credit builder loan is an account marketed for the purpose of building credit.| www.experian.com
Many types of debt can be sent to collections, including credit card balances and auto loans. Debt sent to collections has a serious impact on your credit.| www.experian.com
A lien is a legal claim placed on your property to settle a debt or enforce a judgment. Learn the different types of liens and how to remove a lien.| www.experian.com
Revolving credit lets you borrow money up to your credit limit, pay it back and then borrow it again. Learn how revolving credit works.| www.experian.com
An installment loan can help you finance a large purchase, consolidate debt and more. Here's how they work and how they can impact your credit.| www.experian.com
Learn how to dispute credit report information online, by mail or over the phone. Plus review what happens after you submit a dispute and possible outcomes.| www.experian.com
The average credit score is 715 and most Americans have scores between 600 and 750, with 700+ considered to be good. Find out more on how you compare.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com
The steps to make a budget include reviewing your income and expenses, setting goals, tracking spending and sticking to your budget.| www.experian.com
Your credit utilization rate is the percentage of your revolving accounts’ balances that you’re using.| www.experian.com
You can increase your credit limit in one of three ways. Learn how to ask for a credit limit increase and the pros and cons of a higher credit limit.| www.experian.com