How does the garnishment process work? Is it legal? What is and isn't allowed when a 3rd party is forced to withhold money to pay a debt.| Debt.org
When debt collector harassment occurs, it is essential that you understand your rights and how to stop harassing debt collection calls.| Debt.org
The debt collection process is restricted by several laws designed to eliminate unjust debt collection practices.| Debt.org
Credit scoring models are used to help evaluate the creditworthiness of consumers. Learn about FICO, VantageScore and other scoring models.| Debt.org
The Fair Debt Collection Practices Act outlines the rules that debt collectors must follow when attempting to collect a debt. Learn what debt collectors can’t do, the difference between third party & in-house collection, & your rights as a consumer.| Debt.org
Different types of consumer loans & lines of credit provide options for consumers and businesses to better manage their financial situation & repay debts.| Debt.org
Can you pay less than the minimum payment on a credit card? Learn the risks, steps to take, and legal options to avoid financial trouble today.| Debt.org
Need help with debt collectors? Learn about the difference between creditors & debt collectors, the process of collection & arbitration, & your rights as a consumer| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Learn what credit is, how it works, why it is important, and how to build your credit score to ensure you can buy things like homes, cars, and educations.| Debt.org