Once upon a time, President Obama told the nation, “If you like your health insurance, you can keep it.” Our insurance company recently sent us a letter informing us that because our policy did not comply with the requirements of the Affordable Care Act, it will no longer be available. We aren’t the only ones […]| Go Curry Cracker!
Thoughts on minimizing taxes and maximizing ACA subsidies.| Go Curry Cracker!
If annual income is higher than estimated, repayment of advanced premium tax credits (APTC) may be limited. This results in 0% tax rate region.| Go Curry Cracker!
Tax planning and filing doesn’t need to be difficult. This calculator can help with estimating taxes and provide guidance for tax minimization both now and in the future. Tax Calculator Input Year 20182019202020212022202320242025 Filing Status SingleMFJ – Married Filing JointlyMFS – Married Filing SeparatelyHead of Household Ordinary Income Qualified Income Adjustments Itemized Deductions Foreign Earned […]| Go Curry Cracker!
Stepping outside the US for a year is a great way to kickstart your retirement. It is a clean break that provides substantial mental and financial benefits.| Go Curry Cracker!
Evaluating the overall financial impact of moving to California, including taxes and health insurance premiums. Now and in the long term.| Go Curry Cracker!
Calculate your maximum health insurance premiums - includes ideas and suggestions to maximize subsidies and minimize income taxes.| Go Curry Cracker!
2020 was our 8th full year of this thing we do. It’s been an incredible ride – we’ve traveled, adventured, and procreated, with the best yet to come. We’ve also done a fair amount of tax optimization, paying little tax each year while taking steps to minimize future taxes. Do these optimization efforts actually work? […]| Go Curry Cracker!
Follow this simple 4-step tax strategy to reduce taxable income and eliminate taxes. It is our goal to never pay taxes again, legally and respectfully. Maybe you too can pay zero taxes.| Go Curry Cracker!
Early retirees willing to earn up to $2k/year/person can use the Saver's credit to do massive Roth conversions at a 0% federal tax rate.| Go Curry Cracker!
The process I used to select our ACA health insurance policy.| Go Curry Cracker!
Tax-loss harvesting - transform low-value capital losses into high-value ordinary losses and get regular portfolio withdrawals with no taxable income.| Go Curry Cracker!
Over the long term, a greater percentage of stock sales become capital gains. The tax impact can be significant. Capital gain harvesting is a solution.| Go Curry Cracker!
Tax optimization incentives have changed as a result of returning to the United States. Taxes remain low and future taxes will also remain low.| Go Curry Cracker!
A 529 plan can be a great tool to save for college expenses. But for us: No immediate tax benefit, no long term tax benefit, no flexibility, no thanks,| Go Curry Cracker!