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Discover the roles of lenders, types, and factors influencing their loan decisions. Explore how credit history and collateral affect individual and business loans.| Investopedia
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A credit bureau is an agency that collects and researches individual credit information and sells it to creditors for a fee.| Investopedia
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Both debt relief and bankruptcy can provide remedies for resolving debt. However, they each have benefits and drawbacks to consider.| Investopedia
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A tax lien is a legal claim against the assets of a person or business who fails to pay taxes owed. If the debt is not repaid, assets may be seized.| Investopedia
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Home equity loans and home equity lines of credit (HELOCs) offer homeowners a way to access cash. The amount of money you get is dependent upon your equity.| Investopedia
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If you want to raise your credit score fast, there are a number of quick things that you can do. Dispute credit report errors, make debt payments, and more.| Investopedia
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Annual Percentage Rate (APR) is the interest charged for borrowing that represents the actual yearly cost of the loan, including fees, expressed as a percentage.| Investopedia
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If you’re serious about buying a home, you need to get pre-approved for a mortgage. Learn what is required so you can speed up the approval process.| Investopedia
Discover how utility payment reporting with IdentityIQ can improve your credit score beyond traditional methods.| IdentityIQ
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An accredited investor is authorized by the Securities and Exchange Commission to invest in unregistered securities such as pre-IPO shares.| Investopedia