A risk-free asset is an asset which has a certain future return such as Treasurys (especially T-bills) because they are backed by the U.S. government.| Investopedia
Discover what the risk-free rate of return is, how it influences investments, and if a truly risk-free return exists. Explore its role in financial modeling.| Investopedia
A return is the profit or loss derived from investing or saving. Find out how it affects your bottom line.| Investopedia
A macroeconomic factor is an economic, environmental, or geopolitical event that broadly affects a regional or national economy.| Investopedia
Any person who commits capital with the expectation of financial returns is an investor. Common investment vehicles include stocks, bonds, commodities, and mutual funds.| Investopedia
Middle class is a socioeconomic category of people who fall into the median range of income for the geographic area in which they live.| Investopedia
Signed into law on Aug. 16, 2022, it lowers prescription drug and energy costs and levies a 15% minimum tax on some corporations.| Investopedia
Here's a quick estate-planning guide for high-net-worth individuals to help minimize taxes and costs.| Investopedia
Find out why the dividend yield for the S&P 500 Index remains historically low, and what dividend yields used to look like before the Internet Age.| Investopedia
The Definition of a Buyer's Market In real estate sales, there are essentially three types of markets. There is a buyer's market, a seller's market, and a balanced market. The differences between buyers' and sellers' markets are like night and day. Real Estate markets go through cycles. The real estate market never stays the same as outside forces change it in one direction or another. When there is a buyer's market in place, more homes are available for sale than people looking to buy them. ...| Maximum Real Estate Exposure
Real income is the amount of money an individual or entity makes after accounting for inflation.| Investopedia
Purchasing power is the value of a currency in terms of the goods or services one unit of it can buy. Discover how purchasing power impacts investors.| Investopedia
The initial impact of the pandemic rivaled that of the Great Depression. In 2022, the U.S. economy is in better shape, but uncertainty remains.| Investopedia
A supply chain is a network of entities who create a product and deliver it to its consumer. An effective supply chain results in lower costs and faster production.| Investopedia
A capital gains tax is a levy on the profit that an investor makes from the sale of an investment such as stock shares. Here's how to calculate it and minimize it.| Investopedia
Cash equivalents are highly liquid investment securities that can be converted to cash easily and are found on a company's balance sheet.| Investopedia
The 4% rule is a guideline for withdrawing money from a retirement account regularly. It is designed to sustain your retirement without depleting your funds.| Investopedia
How inflation, economic growth, Federal Reserve activity, and the housing market affect mortgage rates.| Investopedia
Financial Independence, Retire Early (FIRE) is a movement dedicated to living frugally to retire at a young age. FIRE devotees aim to save at least 25 times their annual expenses.| Investopedia