Here's a quick estate-planning guide for high-net-worth individuals to help minimize taxes and costs.| Investopedia
Find out why the dividend yield for the S&P 500 Index remains historically low, and what dividend yields used to look like before the Internet Age.| Investopedia
A rate of return (RoR) is the gain or loss of an investment over a specified period of time, expressed as a percentage of the investment’s cost.| Investopedia
Deflation is the decline in prices for goods and services that happens when the inflation rate dips below 0%.| Investopedia
The IRS releases rates and inflation adjustments annually for federal tax brackets, tax rates, and standard deductions.| Investopedia
Imagine an economic downturn where people are losing their jobs while the cost of living is rising. That’s stagflation.| Investopedia
Discretionary income is the amount of an individual's income that is left for spending, investing, or saving after taxes and necessities are paid.| Investopedia
Before purchasing life insurance, it's important to decide if you really need it, what type of policy is best, and how much coverage you should get.| Investopedia
The Definition of a Buyer's Market In real estate sales, there are essentially three types of markets. There is a buyer's market, a seller's market, and a balanced market. The differences between buyers' and sellers' markets are like night and day. Real Estate markets go through cycles. The real estate market never stays the same as outside forces change it in one direction or another. When there is a buyer's market in place, more homes are available for sale than people looking to buy them. ...| Maximum Real Estate Exposure
Real income is the amount of money an individual or entity makes after accounting for inflation.| Investopedia
Purchasing power is the value of a currency in terms of the goods or services one unit of it can buy. Discover how purchasing power impacts investors.| Investopedia
The initial impact of the pandemic rivaled that of the Great Depression. In 2022, the U.S. economy is in better shape, but uncertainty remains.| Investopedia
The Bureau of Labor Statistics (BLS) is a government agency that produces a range of data about the U.S. economy.| Investopedia
A supply chain is a network of entities who create a product and deliver it to its consumer. An effective supply chain results in lower costs and faster production.| Investopedia
A capital gains tax is a levy on the profit that an investor makes from the sale of an investment such as stock shares. Here's how to calculate it and minimize it.| Investopedia
Cash equivalents are highly liquid investment securities that can be converted to cash easily and are found on a company's balance sheet.| Investopedia
The 4% rule is a guideline for withdrawing money from a retirement account regularly. It is designed to sustain your retirement without depleting your funds.| Investopedia
How inflation, economic growth, Federal Reserve activity, and the housing market affect mortgage rates.| Investopedia
Financial Independence, Retire Early (FIRE) is a movement dedicated to living frugally to retire at a young age. FIRE devotees aim to save at least 25 times their annual expenses.| Investopedia