I recently sat down with ABC 10News to share some thoughts on how investors can approach today’s stock and crypto markets. The key takeaway? Know what you are investing in and have patience. The point of investing is to prepare for the future. Not just your goals, but also to stay ahead of inflation. If...| Bull Oak
Meet Kyle and Maya. Kyle (42) and Maya (39), are working professionals in the San Diego region. Kyle is a Product Manager at Google and Maya is a research scientist at a small biotech company. They have a small child, Ava, that they wish to start a college fund for. Their Goals Resources & Facts...| Bull Oak
Edwin Lefevre's book on Jesse Livermore, Reminiscences of a Stock Operator, outlines an investor's 4 deadly sins; Ignorance, greed, fear, and hope.| Bull Oak
Sitting in cash out of fear? Learn why “playing it safe” can sabotage long‑term wealth, and how time in the market beats timing every time.| Bull Oak
Understanding payment structure for a fiduciary financial advisor isn't as difficult as it first seems, though a range of options exist.| Bull Oak
Only a handful of stocks currently drive the stock market’s returns. The Magnificent 7 is dominating headlines and posting impressive returns. The question is whether or not this is healthy. While it can be worrisome, this behavior is not unusual. According to Professor Hendrik Bessembinder, only 4% of stocks are responsible for all of the...| Bull Oak
The U.S. is facing a colossal $37 trillion debt load, and the most likely strategy to address it may already be in motion—financial repression. In this post, we explore how the government could use negative real interest rates, inflation, and directed capital flow to reduce the debt burden while eroding the purchasing power of savers. Learn how this tactic has been used before, what signs to watch for, and how to position your assets to weather the storm.| Bull Oak
This post explores the inevitable market drawdowns and the impact of protectionist policies on American manufacturing. It examines historical trends like the average intra-year decline in the S&P 500, debates over Trump's economic agenda, and the challenges facing blue-collar jobs in a globalized economy.| Bull Oak
If California were a country, it would be the 5th largest economy in the world. We look at the reasons why this is.| Bull Oak
There are 6 ways to managed concentrated stock: 1. Structured Selling 2. Charitable Giving 3. Option Strategies 4. Exchange Funds 5. Stock Protection Plans 6. Sell It All Now| Bull Oak
The ultimate guide to tax-loss harvesting. Learn how to lower your taxes and how to improve your portfolio the right way.| Bull Oak
Whenever we onboard a new client, many are shocked to find that they have some of their money allocated to Chinese stocks. Most people have a smattering of U.S. stocks, S&P 500 index funds, an international fund, and even perhaps a REIT. Some have gains and some have losses. Our job is to find out...| Bull Oak
The best fee-only financial advisors in San Diego. Learn how to choose the right advisor and the important questions to ask when you meet with one.| Bull Oak
Mike Mike (44) is the founder of a digital marketing firm based in the Bay Area. He would like to slowly transition his business to his 22-year old daughter, Jessica, over the next ten years. His Goals Resources & Facts Our Recommendations After creating multiple scenarios and having several conversations with Mike and Jessica, we...| Bull Oak
Most financial advisors don’t have your best interest in mind. See why working with a true fiduciary financial advisor is critical.| Bull Oak