While many are familiar with the concept of total disability, there’s another facet of disability insurance that often remains less understood but equally essential: residual disability benefits. These benefits are sometimes called partial disability benefits. These benefits come into play if you experience a partial disability, allowing you to receive compensation for the income loss resulting from your reduced ability to work.| The Maddox Firm
For those suffering from Meniere’s disease, filing for short or long term disability benefits can provide crucial financial relief. However, due to the subjective nature of many of the symptoms, proving your disability to an insurance company can be challenging. It's important to know the types of evidence required, and what to do if your claim is denied.| The Maddox Firm
Long Term Disability Insurance and Social Security Disability have many differences. First, they are funded by different sources. LTD benefits are provided by a private or employer-sponsored insurance policy, while SSDI is a federal government program. Most people with disabilities are eligible to apply for SSDI, but you can only file an LTD claim if you receive long term disability insurance coverage, either as an employee benefit or individual coverage that you pay the premiums for.| The Maddox Firm
The difference between long term disability insurance and Social Security Disability, and why your LTD insurer requires you to file for SSDI| The Maddox Firm
