I don’t know if it’s just me, but it feels like gift giving is more complicated than it should be. Trying to think of a creative, personal gift at least twice a year really stretches the brain. Plus, this year we apparently aren’t going to be able to rely on our accustomed two-day shipping because ... Read more| Creative Planning
Using Your Savings to Make a Lasting Impact I work with many couples who are in their golden years and living securely in retirement. After successful careers and a lifetime of smart financial decisions, they now have a significant nest egg and they need to consider what will happen to their wealth in their later ... Read more| Creative Planning
Retirement can be stressful as you transition from saving to spending. Fortunately, these tips can help your marriage thrive in retirement.| Creative Planning
What Happens When a Trustee Dies? Establishing a trust can be an effective way to transfer assets to your loved ones upon your death while also saving on taxes and protecting your family’s privacy. So, what exactly happens to the trust when you, the trustee, die? Let’s take a look. What happens when the grantor ... Read more| Creative Planning
To leave a legacy means more than the dollars you leave in the pockets of your children. Here are four ways to leave a legacy for those you love.| Creative Planning
Few schools teach personal financial management. How can you ensure the children in your life are prepared for financial success? These six tips can help.| Creative Planning
How do donor advised funds work? Are there any specific advantages to them? Learn more by watching our short video.| Creative Planning
A CPA breaks down a tax-smart way he saves for his children’s education expenses My favorite college savings tax planning opportunity is a 529 plan. As a father, saving for all my four kids’ college costs is one of my dreams. Unless I want it to be a pipe dream, I believe that I need ... Read more| Creative Planning
Three Tips for Dealing with Irrational Financial Anxiety Financial anxiety can hit at any age, and when someone is struggling to make ends meet, those worries are real and justified. However, that’s not the type of financial anxiety I’m referring to in this article. Here, I am addressing “irrational” financial anxiety, which can become especially ... Read more| Creative Planning
Taxes touch every aspect of your finances. Here are four ways proactive tax planning can help improve your financial outlook.| Creative Planning
Three Strategies for Transitioning From Saving to Spending in Retirement After decades of saving for retirement, you’re finally approaching the finish line and getting ready to transition into the next chapter of life. Congratulations! You have a lot to look forward to in your retirement years. Yet, making the shift from saving to spending in retirement can be difficult. ... Read more| Creative Planning
To properly estimate your healthcare expenses in retirement, you’ll first need to consider your possible healthcare needs.| Creative Planning
Regardless of your outlook on retirement, completing the following tasks before you retire can help ensure a smooth transition to the next chapter of your life.| Creative Planning
How HSAs Can Be Good for Your Health and Your Wallet Health savings accounts (HSAs) have grown in popularity over the last few years as a way to help offset the expenses of qualified high-deductible health plans. In 2022, the IRS allows individuals to contribute up to $3,650 to an HSA ($7,300 for families). Those ... Read more| Creative Planning
Getting the timing right for retirement can help mitigate the risk of being forced to withdraw from your portfolio sooner than anticipated.| Creative Planning
Retirement comes with many uncertainties. Ask yourself these three questions to determine whether you’re currently in a position to retire.| Creative Planning
The retirement landscape is undergoing changes that could impact the way Americans plan and save for the future. Learn five trends significantly transforming retirement.| Creative Planning
In the years leading up to retirement, be sure to focus on the things that will bring you joy, meaning and fulfillment throughout the next chapter of life. Get our tips.| Creative Planning