7 Ways to Save for a Down Payment on a House
When I was in my twenties, I had no idea how anyone under the age of forty was able to save up for a down payment on a house. It was the early 2000s,| Best Wallet Hacks
Is a Home Warranty Worth It?
One of Jim's friends recently bought a house and the purchase included a home warranty (they usually transfer on a home sale). I don't know the specifics| Best Wallet Hacks
5% High Interest Savings Accounts - Earn up to 5% or More
There are several options to earn more interest on your deposits, in fact, some pay as high as 6%. Start earning more interest today.| Best Wallet Hacks
MaxMyInterest Review: Is It Worth It?
MaxMyInterest is a fintech app that connects to online banks to find you the highest savings APYs. Learn more in this MaxMyInterest review.| Best Wallet Hacks
How to Build a CD Ladder
See how I use a certificate of deposit ladder to maximize interest for my emergency funds. It's dead simple to implement and I give you step-by-step instructions on exactly how I do it.| Best Wallet Hacks
These 13 Moves Can Inflation-Proof Your Retirement. Are You Doing Them?
Inflation is one of the biggest threats to a retiree’s long-term financial security, but it’s also one of the most overlooked. When prices rise steadily| Best Wallet Hacks
Barclays Bank New Account Promotions: $200 Bonus
These days, Barclays Bank is most known for their online bank because of its competitive rates. If you're a new customer, can you get a bonus too?| Best Wallet Hacks
Best Practices for Lending Money to Family and Friends
Lending money to family and friends can be hard. It's important to set clear expectations and not to lend so much that your relationship could be ruined.| Best Wallet Hacks
What Are the Different Types of "Income?"
Different types of income each have their own special tax treatment. Here are the different types of income and how they are each taxed.| Best Wallet Hacks
11 Best No Credit Check Bank Accounts - Best Wallet Hacks
Many banks pull a credit check when you open an account, but not all do. Here are 12 of the best no credit check bank accounts.| Best Wallet Hacks
Best National Banks in 2025
If you're going to opening a new bank account, you're probably considering a national bank with a huge geographic reach. We look at the best national banks in the United States, which ones offer big ne account bonuses, compare their size, satisfaction, and interest rates to find the best one for you.| Best Wallet Hacks
You should have two-factor authentication on every financial account
My friend Larry shared a harrowing story with me recently. Someone managed to get access to his Fidelity account and was trying to transfer out his funds!| Best Wallet Hacks
Why is there a limit of 6 ACH transfers per month with savings accounts?
On April 24th, 2020, the Federal Reserve Board announced an interim final rule that removes this six per month limit on convenient transfers. This was in| Best Wallet Hacks
How Do CDs Work?
CDs are safe investments that usually earn a higher interest rate than savings accounts but they require your money to be tied up for a set amount of time.| Best Wallet Hacks
Chase Bank Promotions (November 2025): $300 Checking, $3,000 Private Client
Are you looking for a new account bonus from Chase? If so, we have a comprehensive list of the best Chase bank and credit card bonuses available.| Best Wallet Hacks
The 2025 Beginner's Guide to Understanding Bank Bonuses
Banks often offer bonuses for opening a new account with them. Here's our guide on how to get started earning bank account bonuses.| Best Wallet Hacks
Axos Bank Review: Is Axos Right for You?
Axos Bank has a huge product line for an online bank, but are its savings accounts and CDs competitive enough? Find out in this Axos review.| Best Wallet Hacks
How Much of Your Paycheck Should You Save?
Unsure of how much of your paycheck should go towards savings? Follow these guidelines to find out how much money you should be saving.| Best Wallet Hacks
How to Find the Best Checking & Savings Account
The center of my financial network map is my primary bank account, a checking and savings account at a single bank. The checking account is my primary| Best Wallet Hacks
How to Simplify Your Personal Finances
If you're like me, your financial "system" can get a little complex. An extra bank account here, an old 401(k) there, it can become very difficult to manage if you don't take the time to declutter and simplify your finances. Here are a few steps I use to make sure my finances are as easy to understand as possible.| Best Wallet Hacks
7 Best Custodial Accounts for Kids Under 18 - Best Wallet Hacks
A custodial bank account can help you teach a child smart money habits. Here are the best custodial accounts for kids under 18.| Best Wallet Hacks
My Raisin (SaveBetter) Review 2026: Is Raisin Legit?
Raisin is a new savings account platform that gathers industry-leading offers from its FDIC-insured banking partners. The savings and CD rates you get through Raisin are often higher than what’s available to the general public. In this Raisin review, I analyze their offers and let you know how good the savings rates are and if the platform is legit.| Best Wallet Hacks
54 Best Passive Income Ideas to Earn $1,000+ (December 2025)
Looking for new income streams? Stop trading time for money! Here are 54 passive income ideas you can start today.| Best Wallet Hacks
What Most People Get Wrong About Their Risk Tolerance
What is your risk tolerance? I bet a brokerage has asked you that question and you had no idea - or you put something but aren't sure if it's correct. Today, learn what most people get wrong about their ability to tolerate market volatility.| Best Wallet Hacks
Best Net Worth Calculators: Net Worth Tracking Made Easy
Do you keep track of your net worth and how it changes over time? Here are the best net worth calculators to help make the job easier.| Best Wallet Hacks
Empower Personal Dashboard [Personal Capital] Review 2025 – How I Track My Investments in 15 Minutes a Month
Read my Personal Capital review where everything is analyzed. From setup and free tools, to services and comparisons.| Best Wallet Hacks
The 10 Best Free Checking Accounts of 2025
By having no fees certain banks offer free checking accounts. Luckily many banks are offering totally free checking accounts nowadays. You can take| Best Wallet Hacks
Barclays Bank Review: High Rates for Savings
Can Barclays Bank entice you with their attractive rates on savings and CDs? Find out in our Barclays Bank Review.| Best Wallet Hacks
Ally Bank Review: High Interest Checking & Savings, and More
Read how Ally Bank, an online bank with high-interest checking and savings accounts, will embarrass your local brick and mortar bank options.| Best Wallet Hacks
14 Safe & Low-Risk Short Term Investment Options
If you want to earn a return but don't want to risk losing any of your principal, see our 14 best short-term investment options.| Best Wallet Hacks
M1 Finance Review: Commission Free Investing Platform
M1 Finance is part brokerage and part robo-advisor. What makes it really interesting is that it's free to use. Here's our M1 Finance review.| Best Wallet Hacks
Western Alliance Bank Review: Earn a High APY on Savings
Western Alliance Bank, Member FDIC, is a subsidiary of Western Alliance Bancorporation. It's known for its small business and commercial banking products and services but also offers personal banking accounts, including its Premier High-Yield Savings Account. Is it the right savings account for you? Find out in our full review.| Best Wallet Hacks