Learn what collateral is and how it factors into certain types of loans, like a mortgage, home equity loan, auto loan and secured personal loans.| www.experian.com
Refinancing a car loan can help you save money by lowering your interest rate. Follow these steps on how to refinance an auto loan.| www.experian.com
Here’s a complete guide on how to use credit cards, from using your card responsibly and maximizing benefits to how credit cards impact your credit.| www.experian.com
Here’s the average length of a car loan for new and used cars, why longer-term loans are gaining popularity and how they can cost you more money.| www.experian.com
Tradelines are accounts listed on your credit report. Learn how each tradeline affects your credit and how long tradelines stay on your credit report.| www.experian.com
Learn when it’s a good idea to request a credit limit increase and when you should hold off on requesting a higher credit limit.| www.experian.com
You can get free credit reports from all three credit bureaus through AnnualCreditReport.com. Also learn how to access your Experian credit report for free.| www.experian.com
A good credit score is beneficial to your finances. Learn all the basics about how credit scores work and how to improve your credit scores.| www.experian.com
Maintaining a low credit utilization ratio is one of the best ways to get a good credit score. Here are five ways you can keep your utilization low.| www.experian.com
Credit mix is a factor of your credit score that accounts for the variety of revolving and installment accounts you have. Learn how credit mix works.| www.experian.com
Learn what a home equity line of credit (HELOC) is, how to qualify, the costs, pros and cons and how to get a HELOC.| www.experian.com
Revolving credit lets you borrow money up to your credit limit, pay it back and then borrow it again. Learn how revolving credit works.| www.experian.com
While the length of your credit history impacts your scores, it is not as important as other factors. Learn how credit history works and what to focus on.| www.experian.com
Learn about what factors affect your credit scores, steps you can take to improve your credit and how to check your credit score for free.| www.experian.com
Review how a hard inquiry and soft inquiry differ, how to minimize credit inquiries and how to remove inaccurate hard inquiries from your credit report.| www.experian.com
The average credit score is 715 and most Americans have scores between 600 and 750, with 700+ considered to be good. Find out more on how you compare.| www.experian.com
Learn why auto insurance companies consider your credit when issuing a policy, how credit-based insurance scores work and what other factors they review.| www.experian.com
Learn what information is in an adverse action letter, why you may receive one and the next steps to take after receiving an adverse action letter.| www.experian.com
Learn what a credit limit is on your credit card, how your credit limit impacts your credit score and how to increase your credit limit.| www.experian.com
If your credit card application is denied, you can review the reasons why and take steps to improve your credit and finances before applying again.| www.experian.com
There are steps you can take to increase your credit score, and the sooner you address certain factors, the faster your credit score will go up.| www.experian.com
Your credit utilization rate is the percentage of your revolving accounts’ balances that you’re using.| www.experian.com
You can increase your credit limit in one of three ways. Learn how to ask for a credit limit increase and the pros and cons of a higher credit limit.| www.experian.com
Experian analyzed the credit scores of Americans to find the average credit score in the U.S. Compare how credit scores differ across the U.S.| www.experian.com