Short-term financing—a loan that's paid back in 12 months or less—often attracts startup founders looking for lower capital costs and quick access to cash, but those benefits can fade quickly if the loan terms don’t line up with what the business needs. How do you know if short-term debt can help your SaaS business grow without adding unnecessary risk and costs? Start here.| Lighter Capital
Bootstrapping a startup and building a sustainable business not only requires disciplined cash flow management but also careful management of expenses—you have to be laser-focused on where every dollar goes. Financial flexibility is a luxury that bootstrappers often don’t have. A little extra cash can go a long way. Is debt right for you?| Lighter Capital
Explore the latest AI startup funding and investment trends, and learn alternative capital raising strategies for early-stage startups.| Lighter Capital
We walk you through everything you need to know to grow your SaaS business from idea to $50 million in annual revenue. Between building your product, your internal processes and your startup team, there are a lot of moving parts to manage to keep the business moving in the right direction. Here's what to do to complete the journey in 3 stages.| Lighter Capital
When you’re just beginning to build your startup, funding options are limited. Traditional banks won’t talk to you. VCs want to see traction; and angels want to see a great MVP. Debt financing isn't an option yet, because you don’t have revenue. And on the off chance that you can pique the interest of investors at this early stage, you’ll give up a large chunk of equity for their money. So what are your options?| Lighter Capital
What's a good gross margin for SaaS startups? Compare yours to SaaS industry benchmarks and learn how to increase your profit margin.| Lighter Capital
Our guide to revenue-based financing explores pros, cons, use cases, funding requirements & more. Find out if RBF is right for your startup.| Lighter Capital
Learn how to manage cash flow for your SaaS startup with our comprehensive guide that covers all the cash flow fundamentals.| Lighter Capital
Follow these principles for building aggressive, yet realistic financial projections for your startup when raising capital from investors.| Lighter Capital
Explore non-dilutive funding for your startup, find out how to get it, and learn to evaluate its cost and value.| Lighter Capital
SaaS startup financials often report cost of goods sold wrong, or don't account for it at all! Here's how to get it right.| Lighter Capital