Racked up a credit card balance and worried about how to get out of credit card debt? Here are five steps to take amid inflation and rising interest rates.| SoFi
Understanding the revolving debt definition and how it affects your financial life differently from installment debt is key to getting out of the debt trap.| SoFi
Need a credit card? Learn tips for choosing a credit card that aligns with your spending habits and financial goals.| SoFi
There are a ton of credit card bonus offers on the market. Get tips for taking advantage of limited-time credit card offers.| SoFi
Wondering how to maintain a good credit score? Here are 8 important tips (like always paying on time) that can help you unlock the benefits of good credit.| SoFi
A credit report records details of how you have managed credit in the past and can help lenders gauge your creditworthiness. Learn more here.| SoFi
Learn about what credit score ranges are, how they’re calculated, how to check your credit score, and what impacts your credit score.| SoFi
The numbers emblazoned across your credit card share important info and help prevent fraud. Learn the full story here.| SoFi
Credit card payments can be confusing and easy to lose track of. Here is what you need to know about payments, and how they affect credit scores, so you stay ahead of the game.| SoFi
Your credit history is detailed in your credit report. Learn how to read your credit report to spot fraud or errors that can lower your score.| SoFi
You can pay taxes with your credit card — though there are fees involved. Learn what to know about paying federal taxes with your credit card.| SoFi
Paying off large credit card balances can get expensive. Learn how to make it more manageable by getting a lower credit card interest rate.| SoFi
Sorting through types of credit cards and realizing there are too many credit card options? Here’s how to find the right one for you.| SoFi
A credit card balance is the amount of money you owe on your credit card account. Learn how to find it and tips for managing it responsibly.| SoFi
Credit cards allow you to borrow money on a revolving credit line for daily or emergency purchases. Learn about what credit cards are & how they work.| SoFi
This guide covers calculating your credit card utilization, monitoring your credit card spending, and how your utilization ratio affects your credit score.| SoFi
What are credit card rewards and how do they work? Learn about the different types of credit card rewards and tips for maximizing them.| SoFi
What is a credit bureau? Learn about the three major credit bureaus, the info they monitor, how they get info, who uses their info, and more.| SoFi
Applying for a credit card is easy, but getting approved could be tricky. Learn from SoFi how to apply for a credit card and increase your approval chances.| SoFi
The 15/3 credit card payment method involves making two payments in one billing cycle: 15 days and 3 days before the due date. Learn how this can lower your credit utilization ratio.| SoFi
Charge cards aren’t the same thing as debit or credit cards. For instance, they don’t charge interest. Learn more, plus the pros and cons, here.| SoFi
How can the way you use your card affect your credit score? Learn about credit utilization, how it affects your credit score, and how to manage it.| SoFi
How many credit cards are too many? One, two, ten?We explore some common stats, tips, and ways to keep on top of credit card debt.| SoFi
Does applying for a credit card hurt your credit? It absolutely can. Learn how your credit score may be affected by applying for a credit card.| SoFi
Interest on credit cards can add up fast. If you want to learn how to avoid interest on credit cards, here are some options.| SoFi