Bankruptcy law is complicated. Learn about what to look for in a bankruptcy lawyer so you can find an attorney that can guide you through.| Debt.org
Learn steps to help successfully negotiate your own debt settlement, how it compares to working with a company, risks, and alternatives to help you decide.| Debt.org
Bankruptcy can provide relief from debt, but it will affect your credit score and ability to apply for credit. Weigh the pros and cons of bankruptcy before you file.| Debt.org
Getting rich requires discipline and planning to both save your money and spend it wisely. Learn the best practices to accumulate wealth and get rich.| Debt.org
Learn about what a bankruptcy discharge is after filing, the debts that are dischargeable in bankruptcy, and what happens if the discharge is denied.| Debt.org
If you have debt in collections, it is important to make a plan to pay it off. Learn more about collections, how to pay your debt, and why you should pay.| Debt.org
Debt and mental health can be inevitably linked, sometimes resulting in stress, anxiety, and depression. Learn more about debt stress and how to cope with it.| Debt.org
Debt Settlement can reduce what you owe. Debt Consolidation combines multiple loans into one at a lower interest rate. Both can help save you money.| Debt.org
Considering debt settlement? Get a balanced view of its benefits and risks, understand the process, and assess if it aligns with your financial goals.| Debt.org
Even if you have a gift card for a story that is no longer in business, you have a few options for how to get your money back.| Debt.org
Explore your options to get help with mortgage payments like government help, charities, loan modifications, refinancing your mortgage, and counseling.| Debt.org
As we celebrate Independence Day in the United States, it's a good time to take a closer look at how debt is woven into our country's fabric.| Debt.org
How does the garnishment process work? Is it legal? What is and isn't allowed when a 3rd party is forced to withhold money to pay a debt.| Debt.org
Charge-offs negatively affect your credit score. Learn what you can do to remove a charge-off & avoid damaging your credit rating further.| Debt.org
What is the law and what are your responsibilities when it comes to child support payments?| Debt.org
Depending on the situation, you can file bankruptcy twice. Learn when you can & can’t file for bankruptcy twice, including restrictions, timelines, & alternatives.| Debt.org
The purpose of the bankruptcy means test is to help determine if you're eligible for Chapter 7 bankruptcy. Learn what the means test is & how it works.| Debt.org
Learn if you can keep your house when you file for Chapter 13 bankruptcy and how it affects your mortgage and foreclosures.| Debt.org
Learn about the process for Chapter 13 Bankruptcy discharge, what the hardship discharge is, and what debts are not discharged in Chapter 13.| Debt.org
If you need money, it makes sense that you may consider a cash out refinance on your home. Learn what you need to know to make the right decision for you.| Debt.org
Unemployment can severely reduce your ability to repay debts and usually requires a reassessment of your financial situation and budget.| Debt.org
It can be intimidating when a collections agency contacts you to recoup debts. Here's what you need to know before paying them what they demand.| Debt.org
Discharging student loans through bankruptcy is a difficult process but Debt.org can help you navigate your options.| Debt.org
Struggling with debt? Find out if debt settlement hurts your credit. Get insights into credit scores, debt management, and recovery options. Click for more!| Debt.org
While in the military, it may be hard to manage your money. Learn more about financial literacy, management & programs providing financial help to the military.| Debt.org
Consumer rights sound like it would be a given in America, but it wasn’t until the 1960’s that the government first acted to protect consumers. It started| Debt.org
Federal laws protect personal credit & financial records which establishes security for consumers. Learn more about your rights as a credit consumer.| Debt.org
Debt impacts the ability to obtain a security clearance. Learn the role it plays & what resources the military offers to help you manage your money.| Debt.org
Credit unions are nonprofits that offer members a cheaper price on financial services than some banks. Learn the advantages & disadvantages of credit unions.| Debt.org
Simple tips for how to avoid debt and how to get out of debt, provided by the experts at Debt.org, America's Debt Help Organization.| Debt.org
Nonprofit Debt Settlement, a program offered by credit counseling agencies, allows consumers to eliminate credit card debit for less than they owe.| Debt.org
Bankruptcy stays on your credit report for 7-10 years depending on which bankruptcy you file. Learn how long each type of bankruptcy affects your credit.| Debt.org
What are the penalties for defaulting on a loan? How you can get rid of debt even while defaulting on your obligations.| Debt.org
Find balance transfer offers for bad credit and manage your debt effectively. Learn about credit unions, secured cards, and more. Start improving today!| Debt.org
Credit card debt consolidation combines your debt into simple payments, making it easier to pay off your balances. Learn how it works & where to start.| Debt.org
Explore the types of bankruptcies available for individuals and businesses. Learn which option fits your situation and start your financial recovery today!| Debt.org
Learn the differences between chapter 7 & chapter 13 bankruptcy, how to choose which option is best for you, and who to turn to for help with your choice.| Debt.org
Did you know you can negotiate with debt collectors on the amount you owe? Learn strategies and tips to successfully reduce your debt.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
LendingClub is one of the most reputable destinations for online personal loans, usually a great method to borrow for a special need or credit. Learn more.| Debt.org
Upstart lends personal loans to consolidate debt. Learn about the qualifications for and interest rates of Upstart loans and decide if they're right for you.| Debt.org
If you stop making credit card payments you can face serious consequences like fines, lawsuits and debt collector harassment. Learn more with Debt.org.| Debt.org
Struggling with credit card debt? Learn how to erase credit card debt without paying the full amount owed with these credit card debt forgiveness tactics.| Debt.org
The Fair Credit Reporting Act protects consumers’ personal financial documents and prohibits unfair actions by big companies and credit reporting agencies.| Debt.org
Upside-down car loans happen when you use a loan to make a down payment. Get out of an upside-down car loan with these tips & avoid them in the future.| Debt.org
Understand the process of Chapter 7 bankruptcy— from filing to discharge, and tips for everything in between. Get help from experts at Debt.org today.| Debt.org
Chapter 13 bankruptcy allows you to propose a repayment plan to the court and creditors. Learn about qualifying and filing for chapter 13 bankruptcy.| Debt.org
Getting out of debt can seem like an uphill battle but it doesn't have to be. Learn the 11 most common mistakes people make and how to avoid them.| Debt.org
You may know your credit score, but understanding how you are graded can be a tool to help you raise your score in the future, and avoid repeating the| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
Learn about debt consolidation loans, including how to get a loan to consolidate your debt, benefits & alternatives to consolidation loans.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Before filing bankruptcy, you must complete credit counseling. Learn what credit counseling involves for Chapter 7 or 13 bankruptcy.| Debt.org
In medical bill debt? Learn about your medical financial assistance options, what happens to unpaid bills & other ways to get out of medical debt.| Debt.org
Learn more about how medical debt in collections can impact your credit score, how to avoid medical collections, and how to pay off the debt.| Debt.org
Learn how medical debt consolidation works to simplify repayment, how to consolidate medical bills, options to consolidate medical debt, and alternatives.| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Learn what credit is, how it works, why it is important, and how to build your credit score to ensure you can buy things like homes, cars, and educations.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org
Deciding between Urgent Care vs Emergency Room? Find the fastest, most effective care for your needs. Click now to understand the best choice for you!| Debt.org