Need a credit card? Learn tips for choosing a credit card that aligns with your spending habits and financial goals.| SoFi
Credit card debt doesn’t necessarily disappear when you die. Your estate may be liable to cover those charges. Learn the full story here.| SoFi
There are a ton of credit card bonus offers on the market. Get tips for taking advantage of limited-time credit card offers.| SoFi
Credit cards usually expire two to five years after they are issued. Learn about credit card expiration dates and what happens when a card expires.| SoFi
Credit card debt forgiveness involves paying some of what you owe and having the rest erased. Find out how it works and the benefits and drawbacks.| SoFi
Your credit history is detailed in your credit report. Learn how to read your credit report to spot fraud or errors that can lower your score.| SoFi
You can pay taxes with your credit card — though there are fees involved. Learn what to know about paying federal taxes with your credit card.| SoFi
Need money fast? If you’re tempted by a credit card cash advance, know that the cost of withdrawing cash from a credit card is rarely worth it.| SoFi
Sorting through types of credit cards and realizing there are too many credit card options? Here’s how to find the right one for you.| SoFi
APR and interest rate are different, but how? And how can a consumer qualify for a better APR credit card?| SoFi
A credit card CVV number is three or four digits long and helps prevent fraud. Learn about where to find it and why it’s important.| SoFi
The minimum payment on your credit card isn’t necessarily the best amount to pay if you want to get out of debt. Learn more here.| SoFi
A credit card balance is the amount of money you owe on your credit card account. Learn how to find it and tips for managing it responsibly.| SoFi
Credit cards allow you to borrow money on a revolving credit line for daily or emergency purchases. Learn about what credit cards are & how they work.| SoFi
This guide covers calculating your credit card utilization, monitoring your credit card spending, and how your utilization ratio affects your credit score.| SoFi
Checking a credit card balance can often be done in app, online, by phone, or by checking your statement. Learn the details here.| SoFi
What is a credit bureau? Learn about the three major credit bureaus, the info they monitor, how they get info, who uses their info, and more.| SoFi
Applying for a credit card is easy, but getting approved could be tricky. Learn from SoFi how to apply for a credit card and increase your approval chances.| SoFi
A credit card's APR is the annual interest rate you will be charged for accessing credit Learn more about how this important financial concept works.| SoFi
If you’re carrying credit card debt, a personal loan can help you escape purchase interest charges and take control of your debt.| SoFi
Establishing good credit is crucial for your financial future. Here are seven ways to build (and maintain) good credit.| SoFi
The latest average credit card interest rate is over 20%. Learn more about how credit card APR works and interest rates in 2024 here.| SoFi
The 15/3 credit card payment method involves making two payments in one billing cycle: 15 days and 3 days before the due date. Learn how this can lower your credit utilization ratio.| SoFi
Looking to challenge fraudulent credit card purchases, billing errors, or bad service? Learn all you need to know about disputing a credit card charge.| SoFi
What is a credit card chargeback? Learn from SoFi what a credit card chargeback is, how it works, when to use it, and how to submit a dispute.| SoFi
How can the way you use your card affect your credit score? Learn about credit utilization, how it affects your credit score, and how to manage it.| SoFi
How many credit cards are too many? One, two, ten?We explore some common stats, tips, and ways to keep on top of credit card debt.| SoFi
Does applying for a credit card hurt your credit? It absolutely can. Learn how your credit score may be affected by applying for a credit card.| SoFi