The Human Complexities of Correcting the Record – Portfolio Charts
Truth in finance is often subjective. This is a case study in fighting natural bias, avoiding blind spots, and dealing with human nature.| Portfolio Charts
Truth in finance is often subjective. This is a case study in fighting natural bias, avoiding blind spots, and dealing with human nature.| Portfolio Charts
February 6, 2023 – Welcome to another installment of my Safe Withdrawal Rate Series. See the landing page of this series here for an intro and a summary of all the posts I’ve written so far. On the menu today is an issue that will impact most retirees: we all likely receive supplemental cash flows … Continue reading Evaluating Annuities, Pensions, and Social Security – SWR Series Part 56| Early Retirement Now
One of the most important topics in financial planning is how to transform an initial portfolio into a safe and sustainable retirement income stream. I’ve put a lot of thought into this topic and published 50+ posts on my blog. To make my research more accessible, I created this “landing page” for everyone interested in … Continue reading The Safe Withdrawal Rate Series| Early Retirement Now
April 14, 2023 – Welcome to a new installment of the Safe Withdrawal Rate Series. Please check out the SWR landing page for a summary of and a link to the other posts. Today’s topic is homeownership. I’ve already made the case that not just rental properties but even homeownership can be a great tool … Continue reading Accounting for Homeownership in (Early) Retirement – SWR Series Part 57| Early Retirement Now
The Safety First retirement approach can be useful for traditional retirees. It's not viable for early retirees, due to low interest rates.| Early Retirement Now
A recent paper claims that a portfolio with 100% stocks (50% domestic, 50% international) is optimal. I point out the flaws in that analysis.| Early Retirement Now
I like Die With Zero idea, but the numerical recommendations are nonsensical. There are better ways to deal with the overaccumulation risk.| Early Retirement Now
June 16, 2023 – I wonder if I’ll ever run out of material for the Safe Withdrawal Series. Fifty-eight parts now, and the new ideas come faster than I can write posts these days. This month, I initially planned to write about the effects of timing Social Security in the context of safe withdrawal simulations. … Continue reading Flexibility is Overrated – SWR Series Part 58| Early Retirement Now
