A hard credit check happens when you apply for a new credit account. A soft credit check is a request to view your credit report.| Laurel Road
A student loan forbearance could give you the option to pause your payments, or pay a little less for a limited time.| Laurel Road
Your debt-to-income (DTI) ratio measures the percentage of your income that goes to paying off debt. The lower your DTI, the better.| Laurel Road