Saving lots of money comes with one downside. You must spend less. But having a high savings rate can set you up for the rest of your life.| The White Coat Investor - Investing & Personal Finance for Doctors
If you’re one of those who needs to loosen the purse strings a bit, this post is for you. Here are some tips for how to spend your money.| The White Coat Investor - Investing & Personal Finance for Doctors
Ready to start investing? Here's an overview of the basics of investing money. Here's what you need to know before jumping into the stock market!| The White Coat Investor - Investing & Personal Finance for Doctors
Student loan management can be tricky, particularly during residency. Finally, you have all the information you need in one place to manage them from undergraduate until pay-off in one place. We're talking private & federal loans, IDR and forgiveness programs (PSLF, REPAYE, PAYE, IBR, ICR), refinancing, and how to pay off quickly.| The White Coat Investor - Investing & Personal Finance for Doctors
There are plenty of great ways to use an HSA. But is it worth getting a High Deductible Health Plan just for the HSA benefit?| The White Coat Investor - Investing & Personal Finance for Doctors
What's the best real estate structure for you to use? REITs, direct ownership, crowdfunded or direct syndications? Today we map it out.| The White Coat Investor - Investing & Personal Finance for Doctors
Understand 7 principles of bond investing including the relationship between bond value and interest rate, risk and yield, quality, cost, duration and more.| The White Coat Investor - Investing & Personal Finance for Doctors
REITs are a great asset class, but make sure to buy the publicly traded ones, not a private REIT. Here's why you should steer clear of these investments.| The White Coat Investor - Investing & Personal Finance for Doctors
Are you paying to much in fees and stuck with investment options you don't want with your current HSA provider? Here's a rundown of the best options available on the market today.| The White Coat Investor - Investing & Personal Finance for Doctors
You'll need to have a savings rate over 20% to reach your retirement goals. Here are 7 ways to make that happen if your falling short.| The White Coat Investor - Investing & Personal Finance for Doctors
There are LOTS of reasonable budgets. Learn to create one to fit YOUR priorities and values as you use money as a tool to bring happiness.| The White Coat Investor - Investing & Personal Finance for Doctors
This popular post explains what whole life insurance is and the various methods salesmen use to sell it to you (usually inappropriately). Be forearmed!| The White Coat Investor - Investing & Personal Finance for Doctors
The best way to manage individual stock (or bond) risk is to have a diversified portfolio. Here are the five biggest errors I see in portfolios with respect to diversification and how to solve them.| The White Coat Investor - Investing & Personal Finance for Doctors
Financial aid planning is the new thing to maximize the difference between the cost of attendance and the expected family contribution. But most high-income professionals shouldn't bother.| The White Coat Investor - Investing & Personal Finance for Doctors
Most kids of high-income professionals won't qualify for need-based financial aid. It's best to rely on four pillars to pay for college.| The White Coat Investor - Investing & Personal Finance for Doctors
The best 529 plans will give you a state tax credit, low fees, and great investment options. Find the best plan available for you.| The White Coat Investor - Investing & Personal Finance for Doctors
Even a plain old taxable account has a lot of tax advantages. Here are 10 reasons not to rule them out.| The White Coat Investor - Investing & Personal Finance for Doctors
The Roth IRA is a great start for building your retirement nest egg. There's no better vehicle for investing, tax reduction, asset protection, and estate planning.| The White Coat Investor - Investing & Personal Finance for Doctors
Most of my portfolio is invested in index funds. I hope that's not news to you. Here are the reasons why.| The White Coat Investor - Investing & Personal Finance for Doctors
Parents often want to help pay for their child's medical (or dental) school. There are many ways to do so, but laws can be complex.| The White Coat Investor - Investing & Personal Finance for Doctors
Some people looking for early retirement are afraid of the Age 59 ½ rule. But it's not difficult to get around, once you read the rules.| The White Coat Investor - Investing & Personal Finance for Doctors
Doctors may purchase a home without thinking about the consequences. Here are tips to buy the right home at the right time at the right price.| The White Coat Investor - Investing & Personal Finance for Doctors
What's the average medical school debt for MDs, DOs, and Dentists? We're taking a deep dive into the data so you can make the best financial decisions.| The White Coat Investor - Investing & Personal Finance for Doctors
New residents have a big desire to buy a house. But it's a gamble of your time and money at a period of life when you have little of either.| The White Coat Investor - Investing & Personal Finance for Doctors
Uncompensated investment risk doesn't increase, and may even decrease your expected return. Avoid it through diversification.| The White Coat Investor - Investing & Personal Finance for Doctors
A 529 plan is a great way to save for college, but who are we trying to kid? 529s help save on taxes. If you're wealthy, be sure to use them!| The White Coat Investor - Investing & Personal Finance for Doctors
Here are the pros and cons of investing through publicly traded REITs, privately traded REITs, crowdfunding, and syndications.| The White Coat Investor - Investing & Personal Finance for Doctors
Being able to calculate your own return empowers you as an investor. Here's how you do it.| The White Coat Investor - Investing & Personal Finance for Doctors
If you fear Required Minimum Distributions will leave you with a large tax problem, then you are probably misunderstanding them. If you truly do have an RMD problem, here's what to do about it.| The White Coat Investor - Investing & Personal Finance for Doctors
An independent contractor has plenty of excellent options for retirement savings -- an i401(k), SEP IRA, Roth IRA, HSA, Defined Benefit/Cash Balance plan, and even a taxable brokerage. Which is best for you?| The White Coat Investor - Investing & Personal Finance for Doctors
HSAs have superior tax protection features compared to any other investing account including their "triple-tax-free" nature, the ability to withdraw the money after 65 for any purpose penalty-free, and the ability to delay withdrawals while saving receipts.| The White Coat Investor - Investing & Personal Finance for Doctors
A good investment portfolio is broadly diversified, low-cost, passively managed, rebalanced, and consistent with its owner's risk tolerance. Which one works best for you?| The White Coat Investor - Investing & Personal Finance for Doctors
Wondering about rebalancing your portfolio? Let's talk about a few important things about rebalancing, such as the why, when, and how.| The White Coat Investor - Investing & Personal Finance for Doctors
Learn the basics of real estate investing—from capital stacks to waterfalls, depreciation, 1031 exchanges, strategies, and lots more.| The White Coat Investor - Investing & Personal Finance for Doctors
This Backdoor Roth IRA tutorial takes you step-by-step through the contribution process, including Form 8606, tax implications, common mistakes, and lots more.| The White Coat Investor - Investing & Personal Finance for Doctors