No, Chime does not accept third-party checks for deposits due to security concerns and the risk of fraud associated with them. You can only deposit personal checks, payroll checks, and government-issued checks directly into your Chime account.| financeutilities.com
Chime has no monthly fees, offers SpotMe overdraft protection, and provides up to 2 days of early direct deposit with a 2.00% APY savings account. GO2bank charges a $5 monthly fee (waived with direct deposit), offers higher savings APY, and provides a secured credit card option.| financeutilities.com
Chime direct deposits typically hit on Wednesdays, with funds generally available by 9 AM EST on the morning of your payday - midnight to 6 AM EST on that day, depending on when your employer processes payroll| financeutilities.com