Reviewing your credit report for discrepancies is easy and free. You can get a free copy of your credit report every week at AnnualCreditReport.com.| www.experian.com
According to FICO, a hard inquiry from a lender will decrease your credit score five points or less The drop is temporary.| www.experian.com
Both VantageScore and FICO develop credit scores that lenders and creditors can use to evaluate applicants. Learn what makes their scoring models different.| www.experian.com
If you're wondering how title loans work, here's everything you need to know and why it's best to avoid them if possible.| www.experian.com
You can “fix” a bad credit score by paying bills on time, keeping credit card balances low and applying for a secured credit card or credit-builder loan.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com
You can increase your credit limit in one of three ways. Learn how to ask for a credit limit increase and the pros and cons of a higher credit limit.| www.experian.com