What Is Smishing?
Smishing uses fake text messages to steal sensitive information or money. Learn how it happens, how to avoid it and what to do if you’re a victim.| www.experian.com
Smishing uses fake text messages to steal sensitive information or money. Learn how it happens, how to avoid it and what to do if you’re a victim.| www.experian.com
Learn how renting an apartment affects your credit and how reporting rent to the credit bureaus can help you build credit and strengthen your payment history.| www.experian.com
Designed for fraud victims, extended fraud alerts last seven years and tell creditors to confirm the applicant's ID before processing a credit application.| www.experian.com
Learn how an active-duty alert works, how to set up an active-duty alert, tips to protect your identity and steps to take if you’re a victim of fraud.| www.experian.com
Tradelines are accounts listed on your credit report. Learn how each tradeline affects your credit and how long tradelines stay on your credit report.| www.experian.com
Learn how long collections stay on your credit report, the impact collection accounts have on your credit scores and how to avoid collections altogether.| www.experian.com
When you pay off a debt, the lender will provide an update to Experian and the other credit bureaus to notify them that the account is now paid in full.| www.experian.com
You can get free credit reports from all three credit bureaus through AnnualCreditReport.com. Also learn how to access your Experian credit report for free.| www.experian.com
Learn how credit card fraud happens, how to identify if you’re a victim and if you’re responsible for unauthorized charges. Plus how to protect yourself.| www.experian.com
Closed accounts with late payments remain on your credit report for 7 years, though the effect lessens over time.| www.experian.com
Learn when late payments get reported to the credit bureaus, how they affect your credit score and how long late payments stay on your credit report.| www.experian.com
Credit card disputes can help resolve billing errors or issues. Learn more about what can be disputed, when and how to dispute, and impacts to your credit.| www.experian.com
If you're wondering how title loans work, here's everything you need to know and why it's best to avoid them if possible.| www.experian.com
You can “fix” a bad credit score by paying bills on time, keeping credit card balances low and applying for a secured credit card or credit-builder loan.| www.experian.com
Review how a hard inquiry and soft inquiry differ, how to minimize credit inquiries and how to remove inaccurate hard inquiries from your credit report.| www.experian.com
Learn what information is in an adverse action letter, why you may receive one and the next steps to take after receiving an adverse action letter.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com
The sooner you address certain credit score factors, the faster your credit score will go up. Follow these 7 steps to improve your credit score.| www.experian.com
