In the personal finance blogging community, we bloggers can disagree on a lot of things. However, one thing we tend to all agree on is what constitutes reaching the all-coveted status of Financial Independence. Many, including myself, believe in the 4% rule (as a guideline), that defines Financial Independence as a portfolio of 25X your annual […]| Gen Y Finance Guy
Welcome back to the 20th installment of the Safe Withdrawal Rate series. Check out Part 1 to jump to the beginning of the series and for links to the other parts! This is a follow-up from last week’s post on equity glidepaths to address a few more open questions: Some more details on the mechanics of … Continue reading The Ultimate Guide to Safe Withdrawal Rates – Part 20: More Thoughts on Equity Glidepaths| Early Retirement Now
One of the most requested topics for our Safe Withdrawal Rate Series (see here to start at Part 1 of our series) has been how to optimally model a dynamic stock/bond allocation in retirement. Of course, as a mostly passive investor, I prefer to not get too much into actively and tactically timing the equity … Continue reading The Ultimate Guide to Safe Withdrawal Rates – Part 19: Equity Glidepaths in Retirement| Early Retirement Now
This is a long overdue post considering how much we’ve written about safe withdrawal rates already. Sequence of Return Risk, sometimes also called Sequence Risk, is the scourge of early retirement. Or any retirement for that matter. So, here we go, finally, we have a designated post on this topic for our Safe Withdrawal Rate series (check here to … Continue reading The Ultimate Guide to Safe Withdrawal Rates – Part 14: Sequence of Return Risk| Early Retirement Now
One of the most important topics in financial planning is how to transform an initial portfolio into a safe and sustainable retirement income stream. I’ve put a lot of thought into this topic and published 50+ posts on my blog. To make my research more accessible, I created this “landing page” for everyone interested in … Continue reading The Safe Withdrawal Rate Series| Early Retirement Now
Do you really need $10 Million to retire? Probably not. How to actually calculate how much money you'll need to afford the retirement that you desire.| Physician on FIRE
A simple-to-use retirement date forecasting tool. Find out how much money you'll need to retire. Plan for how much you'll need to save.| The Measure of a Plan
