Racked up a credit card balance and worried about how to get out of credit card debt? Here are five steps to take amid inflation and rising interest rates.| SoFi
Understanding the revolving debt definition and how it affects your financial life differently from installment debt is key to getting out of the debt trap.| SoFi
Debt can be an important tool or a financial burden. Here’s a look at 10 strategies for managing and paying off debt.| SoFi
Credit card debt doesn’t necessarily disappear when you die. Your estate may be liable to cover those charges. Learn the full story here.| SoFi
Explore a handful of ideas on how to cut back on spending along with some budget cutting ideas. Check out our tips to cut back on spending.| SoFi
Credit cards usually expire two to five years after they are issued. Learn about credit card expiration dates and what happens when a card expires.| SoFi
Credit card debt forgiveness involves paying some of what you owe and having the rest erased. Find out how it works and the benefits and drawbacks.| SoFi
Credit card payments can be confusing and easy to lose track of. Here is what you need to know about payments, and how they affect credit scores, so you stay ahead of the game.| SoFi
You can pay taxes with your credit card — though there are fees involved. Learn what to know about paying federal taxes with your credit card.| SoFi
Figuring out how to reduce or get rid of credit card debt is a daunting task. Fortunately, a personal loan can help those paying off credit card debt.| SoFi
APR and interest rate are different, but how? And how can a consumer qualify for a better APR credit card?| SoFi
A credit card CVV number is three or four digits long and helps prevent fraud. Learn about where to find it and why it’s important.| SoFi
A credit card balance is the amount of money you owe on your credit card account. Learn how to find it and tips for managing it responsibly.| SoFi
Credit cards allow you to borrow money on a revolving credit line for daily or emergency purchases. Learn about what credit cards are & how they work.| SoFi
This guide covers calculating your credit card utilization, monitoring your credit card spending, and how your utilization ratio affects your credit score.| SoFi
Applying for a credit card is easy, but getting approved could be tricky. Learn from SoFi how to apply for a credit card and increase your approval chances.| SoFi
The average credit card limit for Americans is currently $28,930. Learn more about this number, plus how to get a credit limit increase.| SoFi
A credit card's APR is the annual interest rate you will be charged for accessing credit Learn more about how this important financial concept works.| SoFi
Debt is a slippery slope. The popular Avalanche paydown plan can help reverse the momentum with a focus on high-interest debt, but it isn’t right for everyone.| SoFi
The latest average credit card interest rate is over 20%. Learn more about how credit card APR works and interest rates in 2024 here.| SoFi
The 15/3 credit card payment method involves making two payments in one billing cycle: 15 days and 3 days before the due date. Learn how this can lower your credit utilization ratio.| SoFi
Looking to challenge fraudulent credit card purchases, billing errors, or bad service? Learn all you need to know about disputing a credit card charge.| SoFi
Nobody makes you take a class before they hand you a credit card—but maybe they should. Here are some important dos and don’ts.| SoFi
What is a credit card chargeback? Learn from SoFi what a credit card chargeback is, how it works, when to use it, and how to submit a dispute.| SoFi