5 Steps to Take If You Carry a Credit Card Balance | SoFi
Racked up a credit card balance and worried about how to get out of credit card debt? Here are five steps to take amid inflation and rising interest rates.| SoFi
Racked up a credit card balance and worried about how to get out of credit card debt? Here are five steps to take amid inflation and rising interest rates.| SoFi
Need a credit card? Learn tips for choosing a credit card that aligns with your spending habits and financial goals.| SoFi
Credit card debt doesn’t necessarily disappear when you die. Your estate may be liable to cover those charges. Learn the full story here.| SoFi
There are a ton of credit card bonus offers on the market. Get tips for taking advantage of limited-time credit card offers.| SoFi
Wondering how to maintain a good credit score? Here are 8 important tips (like always paying on time) that can help you unlock the benefits of good credit.| SoFi
A credit report records details of how you have managed credit in the past and can help lenders gauge your creditworthiness. Learn more here.| SoFi
Learn about what credit score ranges are, how they’re calculated, how to check your credit score, and what impacts your credit score.| SoFi
The numbers emblazoned across your credit card share important info and help prevent fraud. Learn the full story here.| SoFi
Credit cards usually expire two to five years after they are issued. Learn about credit card expiration dates and what happens when a card expires.| SoFi
Credit card debt forgiveness involves paying some of what you owe and having the rest erased. Find out how it works and the benefits and drawbacks.| SoFi
Your credit history is detailed in your credit report. Learn how to read your credit report to spot fraud or errors that can lower your score.| SoFi
If you’re considering automated credit card payments, learn how they work, how to set them up, and the pros & cons of credit card autopay.| SoFi
You can pay taxes with your credit card — though there are fees involved. Learn what to know about paying federal taxes with your credit card.| SoFi
A credit card skimmer is a small device that fits into a card reader and can steal your card details. Here, how to protect yourself.| SoFi
Paying off large credit card balances can get expensive. Learn how to make it more manageable by getting a lower credit card interest rate.| SoFi
Sorting through types of credit cards and realizing there are too many credit card options? Here’s how to find the right one for you.| SoFi
Your credit card closing date indicates the billing cycle’s end; the payment due date tells you when to make a payment. Learn more about the differences.| SoFi
APR and interest rate are different, but how? And how can a consumer qualify for a better APR credit card?| SoFi
A credit card CVV number is three or four digits long and helps prevent fraud. Learn about where to find it and why it’s important.| SoFi
The minimum payment on your credit card isn’t necessarily the best amount to pay if you want to get out of debt. Learn more here.| SoFi
A credit card balance is the amount of money you owe on your credit card account. Learn how to find it and tips for managing it responsibly.| SoFi
Credit cards allow you to borrow money on a revolving credit line for daily or emergency purchases. Learn about what credit cards are & how they work.| SoFi
What are credit card rewards and how do they work? Learn about the different types of credit card rewards and tips for maximizing them.| SoFi
Checking a credit card balance can often be done in app, online, by phone, or by checking your statement. Learn the details here.| SoFi
What is a credit bureau? Learn about the three major credit bureaus, the info they monitor, how they get info, who uses their info, and more.| SoFi
Increasing your credit limit can be as simple as contacting the credit card company. But first, you'll want to minimize the impact on your credit score. Learn how.| SoFi
Applying for a credit card is easy, but getting approved could be tricky. Learn from SoFi how to apply for a credit card and increase your approval chances.| SoFi
The average credit card limit for Americans is currently $28,930. Learn more about this number, plus how to get a credit limit increase.| SoFi
A credit card's APR is the annual interest rate you will be charged for accessing credit Learn more about how this important financial concept works.| SoFi
Establishing good credit is crucial for your financial future. Here are seven ways to build (and maintain) good credit.| SoFi
A credit card issuer is a financial institution that offers, provides, and manages credit cards used by consumers. Learn more here about how they work.| SoFi
The latest average credit card interest rate is over 20%. Learn more about how credit card APR works and interest rates in 2024 here.| SoFi
The 15/3 credit card payment method involves making two payments in one billing cycle: 15 days and 3 days before the due date. Learn how this can lower your credit utilization ratio.| SoFi
Credit card companies typically report monthly to credit bureaus. Learn more about this practice and how it impacts your credit score.| SoFi
We’ll share tips to help you use your credit cards responsibly and, if applicable, tips to get your outstanding credit card balances under control.| SoFi
Looking to challenge fraudulent credit card purchases, billing errors, or bad service? Learn all you need to know about disputing a credit card charge.| SoFi
What is a credit card chargeback? Learn from SoFi what a credit card chargeback is, how it works, when to use it, and how to submit a dispute.| SoFi
How can the way you use your card affect your credit score? Learn about credit utilization, how it affects your credit score, and how to manage it.| SoFi
How many credit cards are too many? One, two, ten?We explore some common stats, tips, and ways to keep on top of credit card debt.| SoFi
Does applying for a credit card hurt your credit? It absolutely can. Learn how your credit score may be affected by applying for a credit card.| SoFi
Interest on credit cards can add up fast. If you want to learn how to avoid interest on credit cards, here are some options.| SoFi
