Discretionary income varies from person to person, so find out what discretionary income is, how to calculate it, and the best ways to use it each month.| SoFi
Information like your monthly payment, your debt-to-income ratio, and your credit utilization level can help determine how much credit card debt is too much.| SoFi
Nobody makes you take a class before they hand you a credit card—but maybe they should. Here are some important dos and don’ts.| SoFi