You don’t have to make a 20% down payment on a home, and many buyers put down far less.| SoFi
Ready for your dream home? Learn best practices for qualifying for a mortgage.| SoFi
Understanding the revolving debt definition and how it affects your financial life differently from installment debt is key to getting out of the debt trap.| SoFi
Credit reporting agencies compile credit reports on individuals and sell them to lenders. Learn how two of those agencies, TransUnion and Equifax, differ.| SoFi
Personal loans have gotten increasingly popular for consolidating debt since rates are usually lower than credit cards. Find out the average loan interest rate.| SoFi
Setting up recurring transfers to pay monthly bills is convenient and can help save money and protect your credit Learn about the pros and cons of bill pay.| SoFi
Using a debit card online can help you avoid credit card interest charges, but you may not earn rewards or have as much protection. Learn the details.| SoFi
Every wonder, why is credit important? We delve into the myriad benefits of a good credit score, from lower interest rates to increased borrowing opportunities.| SoFi
What is outstanding debt? And what is the best way to pay back debt outstanding? Here are the answers to your questions about a debt payoff strategy.| SoFi
In the U.S. there are three major credit bureaus. Here’s which one is used the most.| SoFi
Most of your accounts probably report information to the credit bureaus every 30 to 45 days. A score may change very little if consistent payments are made.| SoFi
Figuring out how to reduce or get rid of credit card debt is a daunting task. Fortunately, a personal loan can help those paying off credit card debt.| SoFi
Carrying a balance on a credit card can make it challenging to get out of debt and can cost more in interest.| SoFi
There are two different types of credit checks: a soft inquiry and a hard inquiry. Here is a look at each type of inquiry.| SoFi
Nobody makes you take a class before they hand you a credit card—but maybe they should. Here are some important dos and don’ts.| SoFi