If you don’t have much or any credit history, it’s tough to get a personal loan with a low rate and favorable terms. Learn some strategies that can help.| SoFi
Ready to get a new set of wheels but not sure what credit score is needed to buy a car? We discuss the minimum score you may need and why it matters.| SoFi
Credit reporting agencies compile credit reports on individuals and sell them to lenders. Learn how two of those agencies, TransUnion and Equifax, differ.| SoFi
Perhaps you’ve gotten a raise or bonus, and you want to pay off the remaining balance on a personal loan. Is that possible? This post shares multiple scenarios.| SoFi
Personal loans have gotten increasingly popular for consolidating debt since rates are usually lower than credit cards. Find out the average loan interest rate.| SoFi
Disputing credit report errors is usually straightforward, especially if you have supporting documentation. Learn more.| SoFi
A credit report records details of how you have managed credit in the past and can help lenders gauge your creditworthiness. Learn more here.| SoFi
What is outstanding debt? And what is the best way to pay back debt outstanding? Here are the answers to your questions about a debt payoff strategy.| SoFi
Most of your accounts probably report information to the credit bureaus every 30 to 45 days. A score may change very little if consistent payments are made.| SoFi
What is a credit bureau? Learn about the three major credit bureaus, the info they monitor, how they get info, who uses their info, and more.| SoFi
Credit card companies typically report monthly to credit bureaus. Learn more about this practice and how it impacts your credit score.| SoFi