Navigating the world of loans can be challenging for self-employed professionals. Unlike traditional employees, self-employed individuals may face extra hurdles when applying for loans due to varying income and lack of standard documentation. However, there are numerous loan options available that cater specifically to the needs of self-employed workers. This guide will explore the best […]| Self Employed
Understanding the revolving debt definition and how it affects your financial life differently from installment debt is key to getting out of the debt trap.| SoFi
If you don’t have much or any credit history, it’s tough to get a personal loan with a low rate and favorable terms. Learn some strategies that can help.| SoFi
Perhaps you’ve gotten a raise or bonus, and you want to pay off the remaining balance on a personal loan. Is that possible? This post shares multiple scenarios.| SoFi
Debt can be an important tool or a financial burden. Here’s a look at 10 strategies for managing and paying off debt.| SoFi
Debt settlement companies and credit counseling services can both provide some relief from debts. But credit counseling is more holistic and often cheaper.| SoFi
Your credit score affects whether you qualify for a mortgage, auto loan, or credit card. Here’s how to know if you have a bad score – and what to do about it.| SoFi
If you need cash today but you don't have enough built up in savings to cover the purchase, a personal loan might make sense for you.| SoFi
It is important to keep in mind your debt-to-income ratio when trying to qualify for a mortgage. Learn how to figure out your DTI, and improvement ideas.| SoFi
Interested in borrowing a personal loan? Find out more about what types of personal loans are available.| SoFi
Paying off credit cards? Check out our top 5 reasons to pay off credit card debt with a low interest personal loan.| SoFi
With debt snowball method, you pay off debts in order from smallest to largest. Small wins up front help motivate you to keep going. Learn more.| SoFi
What is outstanding debt? And what is the best way to pay back debt outstanding? Here are the answers to your questions about a debt payoff strategy.| SoFi
Credit card debt forgiveness involves paying some of what you owe and having the rest erased. Find out how it works and the benefits and drawbacks.| SoFi
Information like your monthly payment, your debt-to-income ratio, and your credit utilization level can help determine how much credit card debt is too much.| SoFi
Need help with debt elimination? Read about how to create a debt elimination plan and outline steps to make it easier to pay off your credit card balances.| SoFi
You can use a balance transfer credit card or personal loan to consolidate debt. To choose, learn how balance transfer credit cards vs. personal loans differ.| SoFi
Startups face multiple, serious challenges, so founders need all the help they can get. Learn how data analytics can guide them to success.| PESTLE Analysis
In the U.S. there are three major credit bureaus. Here’s which one is used the most.| SoFi
The average U.S. household owes $5,700 in credit card debt. In this article, we’ll break down ways to potentially get out—and stay out—of credit card debt.| SoFi
A debt consolidation strategy is a smart way to lessen debt. Here is a look at how debt consolidation works and who may benefit from it.| SoFi
Carrying a balance on a credit card can make it challenging to get out of debt and can cost more in interest.| SoFi
This article highlights ways that no interest credit cards may be useful, along with downsides (many of them significant!) to watch out for.| SoFi
This guide covers calculating your credit card utilization, monitoring your credit card spending, and how your utilization ratio affects your credit score.| SoFi
Interest on credit cards can add up fast. If you want to learn how to avoid interest on credit cards, here are some options.| SoFi