Learn steps to help successfully negotiate your own debt settlement, how it compares to working with a company, risks, and alternatives to help you decide.| Debt.org
Bankruptcy can provide relief from debt, but it will affect your credit score and ability to apply for credit. Weigh the pros and cons of bankruptcy before you file.| Debt.org
Debt and mental health can be inevitably linked, sometimes resulting in stress, anxiety, and depression. Learn more about debt stress and how to cope with it.| Debt.org
Debt Settlement can reduce what you owe. Debt Consolidation combines multiple loans into one at a lower interest rate. Both can help save you money.| Debt.org
Considering debt settlement? Get a balanced view of its benefits and risks, understand the process, and assess if it aligns with your financial goals.| Debt.org
Learn the different pros and cons of the best debt consolidation options available to help you get out of debt and improve your financial wellbeing.| Debt.org
Stretching dollars until the next paycheck arrives has become a regular practice in America. More than 38 million U.S. households are pinching pennies between paydays and the surprising fact about the money-mismanagement crowd is who’s in it.| Debt.org
Home loans and refinancing can help you pay off other debts, but it still takes discipline to keep from falling back into a cycle of debt.| Debt.org
How does the garnishment process work? Is it legal? What is and isn't allowed when a 3rd party is forced to withhold money to pay a debt.| Debt.org
Charge-offs negatively affect your credit score. Learn what you can do to remove a charge-off & avoid damaging your credit rating further.| Debt.org
Use Debt.org’s helpful calculator to find out how much money - and how much time - it will take to pay off your credit card debt.| Debt.org
What happens to old credit cards after a balance transfer? Explore your choices and their impact on your credit score. Click to find out more and take control!| Debt.org
Peer-to-Peer lending connects borrowers with independent lenders. Learn about the advantages & disadvantages along with how P2P lending works.| Debt.org
Depending on the situation, you can file bankruptcy twice. Learn when you can & can’t file for bankruptcy twice, including restrictions, timelines, & alternatives.| Debt.org
If you need money, it makes sense that you may consider a cash out refinance on your home. Learn what you need to know to make the right decision for you.| Debt.org
Did you know that there are things that debt collectors are not allowed to do? Learn about the best ways to deal with debt collectors to avoid falling prey to scams & scare tactics.| Debt.org
Student loan debt is one of the leading causes of modern American stress, especially among millennials, who are putting off life milestones like marriage,| Debt.org
Discover is a digital bank offering consumers personal loans for debt consolidation, and its loans come with enticingly low interest rates.| Debt.org
Avant offers debt consolidation loans for consumers who have been denied from traditional funding sources.| Debt.org
Struggling with debt? Find out if debt settlement hurts your credit. Get insights into credit scores, debt management, and recovery options. Click for more!| Debt.org
Need clarity on debt settlement fees? Get detailed info on types, impacts, and negotiation strategies. Act now to take control of your debt relief plan!| Debt.org
Explore proven methods to avoid interest on your credit cards. Find out how to save money and achieve financial freedom with our expert insights.| Debt.org
Credit unions are nonprofits that offer members a cheaper price on financial services than some banks. Learn the advantages & disadvantages of credit unions.| Debt.org
Simple tips for how to avoid debt and how to get out of debt, provided by the experts at Debt.org, America's Debt Help Organization.| Debt.org
Paying off your mortgage early can save you money on interest. Learn how to pay off a mortgage early with these financial strategies.| Debt.org
Nonprofit Debt Settlement, a program offered by credit counseling agencies, allows consumers to eliminate credit card debit for less than they owe.| Debt.org
Bankruptcy stays on your credit report for 7-10 years depending on which bankruptcy you file. Learn how long each type of bankruptcy affects your credit.| Debt.org
What are the penalties for defaulting on a loan? How you can get rid of debt even while defaulting on your obligations.| Debt.org
Learn how balance transfers on credit cards can help you reduce debt. Discover how lower interest rates save money and start managing your credit card debt!| Debt.org
Find balance transfer offers for bad credit and manage your debt effectively. Learn about credit unions, secured cards, and more. Start improving today!| Debt.org
Credit card debt consolidation combines your debt into simple payments, making it easier to pay off your balances. Learn how it works & where to start.| Debt.org
The different parts of Medicare can help pay for medical costs incurred by the elderly. Learn about the options to help with your medical debt and health insurance.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
LendingClub is one of the most reputable destinations for online personal loans, usually a great method to borrow for a special need or credit. Learn more.| Debt.org
If you stop making credit card payments you can face serious consequences like fines, lawsuits and debt collector harassment. Learn more with Debt.org.| Debt.org
Learn effective strategies to lower your credit card interest rates today. Start saving by negotiating better terms with your lender!| Debt.org
Can you pay off a credit card with another credit card? Discover how balance transfers and cash advances work. Learn the methods, risks, and alternatives!| Debt.org
The snowball method works by paying off your debt from smallest to largest. Learn how to be debt-free with the snowball method.| Debt.org
There are a handful of strategies to help you get out of debt. It’s important to understand your financial situation to choose the best debt pay off strategy for you.| Debt.org
Student loan can be one of the largest expenses an adult experiences after graduating college. Learn about the different ways to consolidate student loans, the differences between federal & private student loan consolidation, repayment plan options, & forgiveness.| Debt.org
Upside-down car loans happen when you use a loan to make a down payment. Get out of an upside-down car loan with these tips & avoid them in the future.| Debt.org
Chapter 13 bankruptcy allows you to propose a repayment plan to the court and creditors. Learn about qualifying and filing for chapter 13 bankruptcy.| Debt.org
Getting out of debt can seem like an uphill battle but it doesn't have to be. Learn the 11 most common mistakes people make and how to avoid them.| Debt.org
There are several options for people who want to get out of debt, borrow or save money. These include banks, credit unions and other savings institutions.| Debt.org
Different types of consumer loans & lines of credit provide options for consumers and businesses to better manage their financial situation & repay debts.| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
Can you pay less than the minimum payment on a credit card? Learn the risks, steps to take, and legal options to avoid financial trouble today.| Debt.org
A Home Equity Line of Credit (HELOC) provides you with access to cash based on the value of your home. Learn how they work, and the pros and cons.| Debt.org
Learn about balance transfer credit cards, how they work, how to apply, and if you should get a balance transfer card to help pay off your credit card debt.| Debt.org
Ready to consolidate your debts? Find lenders who work with bad credit. Take action for financial freedom now!| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Learn more about how medical debt in collections can impact your credit score, how to avoid medical collections, and how to pay off the debt.| Debt.org
Learn how medical debt consolidation works to simplify repayment, how to consolidate medical bills, options to consolidate medical debt, and alternatives.| Debt.org
Medical debt is a leading cause of personal bankruptcy in the US. Learn about the different strategies for dealing with medical debt & medical debt relief options.| Debt.org
If you fall behind on your car's monthly payment, your lender can take it back. Learn what car repossession is, how to avoid it, and how to get your car back.| Debt.org
A personal loan is one option to build credit - but there are risks attached. Understand the benefits, downsides and alternatives.| Debt.org
Lines of credit can be used for short-term emergencies or long-term projects. Learn which types may be most suitable for your situation.| Debt.org
Need help with debt collectors? Learn about the difference between creditors & debt collectors, the process of collection & arbitration, & your rights as a consumer| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Learning how to raise your credit score may mean the difference between a loan getting approved or denied. Use these tips to keep your credit score healthy.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org
Explore the five best credit counseling agencies, and learn about what makes these companies the top-rated credit counselors in the industry.| Debt.org