Learn steps to help successfully negotiate your own debt settlement, how it compares to working with a company, risks, and alternatives to help you decide.| Debt.org
The Truth in Lending Act (TILA) protects consumers against unfair billing and lending practices, laying out rules for credit cards and home loans.| Debt.org
The Electronic Fund Transfer Act, or Regulation E, was created to protect consumers when they are transferring money electronically or banking online. Learn more about how EFTA protects you & your money.| Debt.org
Found an error on your statement? Discover how to dispute a charge effectively. Follow these steps to get your money back today!| Debt.org
Understanding credit card interest & when you are charged can be tricky. Learn about types of credit card interest & how to avoid fees. Read more on Debt.org.| Debt.org
Thinking about an interest-only mortgage? Understand how they work, the advantages and disadvantages, and more.| Debt.org
The Consumer Financial Protection Bureau is a new federal agency created to protect consumers of financial products and services.| Debt.org
The features of a good credit card vary by the user's needs but typically include low interest rates and fees, a long grace period and good customer service.| Debt.org
The Equal Credit Opportunity Act prohibits creditors from discriminating against consumers based on factors like race, religion, sex and age.| Debt.org
You don’t have to be a millionaire to know what achieving that financial ranking means. Being a millionaire means you have crossed a huge economic| Debt.org
Charge-offs negatively affect your credit score. Learn what you can do to remove a charge-off & avoid damaging your credit rating further.| Debt.org
Use Debt.org’s helpful calculator to find out how much money - and how much time - it will take to pay off your credit card debt.| Debt.org
2016 FINRA Study on Americans' financial habits and financial literacy knowledge. Learn which groups are thriving and which are struggling.| Debt.org
Did you know that there are things that debt collectors are not allowed to do? Learn about the best ways to deal with debt collectors to avoid falling prey to scams & scare tactics.| Debt.org
While in the military, it may be hard to manage your money. Learn more about financial literacy, management & programs providing financial help to the military.| Debt.org
Consumer rights sound like it would be a given in America, but it wasn’t until the 1960’s that the government first acted to protect consumers. It started| Debt.org
Federal laws protect personal credit & financial records which establishes security for consumers. Learn more about your rights as a credit consumer.| Debt.org
Learn more about paying your car payment with a credit card, methods to do it successfully, and the pros and cons associated with each method.| Debt.org
Debt impacts the ability to obtain a security clearance. Learn the role it plays & what resources the military offers to help you manage your money.| Debt.org
The Credit CARD Act of 2009 provides protections for credit card consumers including interest rate increases, late payment policies and more.| Debt.org
Looking for ways on how to cut costs? Explore 16 practical methods to reduce your expenses and start saving. Take action and improve your budget today!| Debt.org
Credit scoring models are used to help evaluate the creditworthiness of consumers. Learn about FICO, VantageScore and other scoring models.| Debt.org
The Fair Debt Collection Practices Act outlines the rules that debt collectors must follow when attempting to collect a debt. Learn what debt collectors can’t do, the difference between third party & in-house collection, & your rights as a consumer.| Debt.org
Explore the types of bankruptcies available for individuals and businesses. Learn which option fits your situation and start your financial recovery today!| Debt.org
If you stop making credit card payments you can face serious consequences like fines, lawsuits and debt collector harassment. Learn more with Debt.org.| Debt.org
Learn effective strategies to lower your credit card interest rates today. Start saving by negotiating better terms with your lender!| Debt.org
Learn common causes of credit card debt, why it persists, and proven strategies to break free and avoid debt traps for a more secure financial future.| Debt.org
Can you pay off a credit card with another credit card? Discover how balance transfers and cash advances work. Learn the methods, risks, and alternatives!| Debt.org
There are a handful of strategies to help you get out of debt. It’s important to understand your financial situation to choose the best debt pay off strategy for you.| Debt.org
Understand the process of Chapter 7 bankruptcy— from filing to discharge, and tips for everything in between. Get help from experts at Debt.org today.| Debt.org
You may know your credit score, but understanding how you are graded can be a tool to help you raise your score in the future, and avoid repeating the| Debt.org
Secured credit cards can be a great way to gain or rebuild your credit. Learn what secured credit cards are, their advantages & disadvantages, & how to get one.| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
Payday lenders use payday loans to exploit financial need by trapping you in a debt cycle with high interest rates. Learn about the disadvantages of payday loans.| Debt.org
Can you pay less than the minimum payment on a credit card? Learn the risks, steps to take, and legal options to avoid financial trouble today.| Debt.org
Learn about balance transfer credit cards, how they work, how to apply, and if you should get a balance transfer card to help pay off your credit card debt.| Debt.org
In medical bill debt? Learn about your medical financial assistance options, what happens to unpaid bills & other ways to get out of medical debt.| Debt.org
Learn how medical debt consolidation works to simplify repayment, how to consolidate medical bills, options to consolidate medical debt, and alternatives.| Debt.org
If you fall behind on your car's monthly payment, your lender can take it back. Learn what car repossession is, how to avoid it, and how to get your car back.| Debt.org
Visit Debt.org to learn more about how to build and establish a strong credit score.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Learning how to raise your credit score may mean the difference between a loan getting approved or denied. Use these tips to keep your credit score healthy.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org