Learn steps to help successfully negotiate your own debt settlement, how it compares to working with a company, risks, and alternatives to help you decide.| Debt.org
The Electronic Fund Transfer Act, or Regulation E, was created to protect consumers when they are transferring money electronically or banking online. Learn more about how EFTA protects you & your money.| Debt.org
If you have debt in collections, it is important to make a plan to pay it off. Learn more about collections, how to pay your debt, and why you should pay.| Debt.org
Debt and mental health can be inevitably linked, sometimes resulting in stress, anxiety, and depression. Learn more about debt stress and how to cope with it.| Debt.org
Even if you have a gift card for a story that is no longer in business, you have a few options for how to get your money back.| Debt.org
When debt collector harassment occurs, it is essential that you understand your rights and how to stop harassing debt collection calls.| Debt.org
Charge-offs negatively affect your credit score. Learn what you can do to remove a charge-off & avoid damaging your credit rating further.| Debt.org
Peer-to-Peer lending connects borrowers with independent lenders. Learn about the advantages & disadvantages along with how P2P lending works.| Debt.org
Did you know that there are things that debt collectors are not allowed to do? Learn about the best ways to deal with debt collectors to avoid falling prey to scams & scare tactics.| Debt.org
Discharging student loans through bankruptcy is a difficult process but Debt.org can help you navigate your options.| Debt.org
When paying off student loans, consider all loan repayment options to find the one that best fits your financial needs.| Debt.org
Getting sued by collection agencies while in debt settlement can be very frustrating. Learn your options and what to do next.| Debt.org
Credit score fluctuations can be difficult to understand. Learn more about why your credit score fluctuates at Debt.org.| Debt.org
Learn how to find and identify all of the debts you owe, how to pay off your debts, and what to do if the debt is in collections.| Debt.org
The Fair Debt Collection Practices Act outlines the rules that debt collectors must follow when attempting to collect a debt. Learn what debt collectors can’t do, the difference between third party & in-house collection, & your rights as a consumer.| Debt.org
If you stop making credit card payments you can face serious consequences like fines, lawsuits and debt collector harassment. Learn more with Debt.org.| Debt.org
Debt settlement is the process of negotiating a settlement in order to reduce debt. Learn about the debt settlement process and debt settlement companies.| Debt.org
The Fair Credit Reporting Act protects consumers’ personal financial documents and prohibits unfair actions by big companies and credit reporting agencies.| Debt.org
Learn more about how medical debt in collections can impact your credit score, how to avoid medical collections, and how to pay off the debt.| Debt.org
Learn how medical debt consolidation works to simplify repayment, how to consolidate medical bills, options to consolidate medical debt, and alternatives.| Debt.org
Lines of credit can be used for short-term emergencies or long-term projects. Learn which types may be most suitable for your situation.| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Learning how to raise your credit score may mean the difference between a loan getting approved or denied. Use these tips to keep your credit score healthy.| Debt.org