The Truth in Lending Act (TILA) protects consumers against unfair billing and lending practices, laying out rules for credit cards and home loans.| Debt.org
If you have debt in collections, it is important to make a plan to pay it off. Learn more about collections, how to pay your debt, and why you should pay.| Debt.org
Debt and mental health can be inevitably linked, sometimes resulting in stress, anxiety, and depression. Learn more about debt stress and how to cope with it.| Debt.org
Learn about the different requirements for an FHA Mortgage, how to qualify, credit score minimum, comparison with conventional mortgages, and PMI Cost.| Debt.org
The Consumer Financial Protection Bureau is a new federal agency created to protect consumers of financial products and services.| Debt.org
Experts say the age at which you should start saving money is now – or the earlier the better. The sooner you start, the bigger the money total can grow.| Debt.org
While in the military, it may be hard to manage your money. Learn more about financial literacy, management & programs providing financial help to the military.| Debt.org
Learn more about paying your car payment with a credit card, methods to do it successfully, and the pros and cons associated with each method.| Debt.org
Debt impacts the ability to obtain a security clearance. Learn the role it plays & what resources the military offers to help you manage your money.| Debt.org
Credit unions are nonprofits that offer members a cheaper price on financial services than some banks. Learn the advantages & disadvantages of credit unions.| Debt.org
Simple tips for how to avoid debt and how to get out of debt, provided by the experts at Debt.org, America's Debt Help Organization.| Debt.org
Credit scoring models are used to help evaluate the creditworthiness of consumers. Learn about FICO, VantageScore and other scoring models.| Debt.org
Do I have too much debt? You may have too much debt if monthly bills use up a large portion of their incomes or if they have maxed-out credit cards.| Debt.org
There are a handful of strategies to help you get out of debt. It’s important to understand your financial situation to choose the best debt pay off strategy for you.| Debt.org
Upside-down car loans happen when you use a loan to make a down payment. Get out of an upside-down car loan with these tips & avoid them in the future.| Debt.org
Here are 10 things you should know before you buy a car, including prioritizing your needs and understanding what car satisfies them.| Debt.org
There are several options for people who want to get out of debt, borrow or save money. These include banks, credit unions and other savings institutions.| Debt.org
Different types of consumer loans & lines of credit provide options for consumers and businesses to better manage their financial situation & repay debts.| Debt.org
Home equity loans can be used for debt consolidation by combining your debt into one place, making it easier to make your monthly payments. Learn more.| Debt.org
Student loans account for over $1 trillion in debt in America. Learn to acquire, manage, pay back different types of financial aid and other student debts.| Debt.org
Visit Debt.org to learn more about how to build and establish a strong credit score.| Debt.org
Credit reports can be confusing. Learn general credit report information including when, where & how to get a credit report.| Debt.org
Lines of credit can be used for short-term emergencies or long-term projects. Learn which types may be most suitable for your situation.| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Learning how to raise your credit score may mean the difference between a loan getting approved or denied. Use these tips to keep your credit score healthy.| Debt.org