A new federal rule will bring significant changes to Marketplace enrollment, with some of regulations becoming effective in August 2025. Here’s a look at final rule’s changes and when they will take effect.| healthinsurance.org
Medicaid expansion extended eligibility to adults up to age 64 with incomes up to 138% of the federal poverty level. Washington, DC and 40 states have expanded Medicaid.| healthinsurance.org
For women in the US, health insurance has come a very long way in the last decade, thanks in large part to the dramatic improvements and consumer protections brought about by Obamacare. This is particularly true in the individual market, where previous reforms and mandates had rarely applied.| healthinsurance.org
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.| healthinsurance.org
The U.S. Department of Health and Human Services has finalized a special enrollment period in states that use HealthCare.gov, granting year-round enrollment in ACA-compliant health insurance if an applicant’s household income does not exceed 150% of the federal poverty level and if the applicant is eligible for a premium tax credit.| healthinsurance.org
Outside of the ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period.| healthinsurance.org
Immigrants can enroll in ACA-compliant individual health insurance just like any other lawfully present U.S. resident. Lawfully present immigrants are eligible for premium subsidies.| healthinsurance.org
Our ACA health insurance subsidy calculator estimates your premium subsidy based on your income, age and household size.| healthinsurance.org
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust in 2023.| healthinsurance.org
Short-term health insurance plans provide temporary health insurance for consumers who may find themselves without comprehensive coverage. Learn more about short-term plan availability in your state.| healthinsurance.org
