Here’s how the 50/30/20 rule can help you budget by dividing your after-tax income into needs, wants, and savings and debt payoff.| www.experian.com
SMART goals are Specific, Measurable, Achievable, Realistic and Timely. Here’s how to create SMART financial goals.| www.experian.com
Tradelines are accounts listed on your credit report. Learn how each tradeline affects your credit and how long tradelines stay on your credit report.| www.experian.com
Credit utilization is the second most important factor of your credit score. Here's the best credit utilization ratio and how to keep yours low.| www.experian.com
Maintaining a clean payment history—or refurbishing a spotty one—can help you improve your credit scores and save you money.| www.experian.com
The steps to make a budget include reviewing your income and expenses, setting goals, tracking spending and sticking to your budget.| www.experian.com
Experian analyzed the credit scores of Americans to find the average credit score in the U.S. Compare how credit scores differ across the U.S.| www.experian.com