Paul Soucy is the lead editor for NerdWallet's Credit Cards and Travel Rewards teams and content director for all Consumer Credit verticals. A longtime writer, editor and journalist, he has covered personal finance for more than a decade.| www.nerdwallet.com
Most Americans (84%) plan to buy gifts for friends and loved ones this holiday season, spending $823, on average, according to a new NerdWallet survey.| NerdWallet