US Bank Smartly (4%) Credit Card Review
*** Edit 7/30/25 ***| Frugal Professor
On September 4, 2024, US Bank made big news with their announcement of an “industry-leading” card purported to earn 4% on all purchases (screenshot below). The card started accepting applications on November 14, 2024. In the ensuing 8.5 months, it has been almost comical to behold the meteoric (and inevitable) implosion of this card.| Frugal Professor
I’ve been a member of the BoA cult for the better part of a decade now, happily earning 5.25% on “category” purchases with the Customized Cash Rewards card and 2.625% on “non-category” purchases with my BoA Premium Rewards card.| Frugal Professor
