On September 4, 2024, US Bank made big news with their announcement of an “industry-leading” card purported to earn 4% on all purchases (screenshot below). The card started accepting applications on November 14, 2024. In the ensuing 8.5 months, it has been almost comical to behold the meteoric (and inevitable) implosion of this card.| Frugal Professor
Today, I helped my 17-year-old daughter file her taxes. Since she doesn’t earn much income as a teenager, we opted to use TurboTax for its free federal and state e-filings. While I don’t love TurboTax, I’ll grudgingly use it when it’s truly free—which is the case for my teens. After submitting her return, we were ... Read more| Frugal Professor
Disclosures: This blog isn’t profit-driven — I don’t receive money from credit card referrals, and there are no affiliate links here. This review reflects my genuine and unbiased opinions. Summary: If you can transfer $100k of assets to US Bank (including their brokerage platform), then the Smartly 4% card is the best single-card ... Read more| Frugal Professor