FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.| www.rocketmortgage.com
How long is the underwriting process? The process typically takes about 30 – 45 days on average. Learn more about the underwriting timeline.| Rocket Mortgage
Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements, and more to see if it’s right for you.| Rocket Mortgage
Considering whether to refinance your jumbo loan? Learn more about the refinancing process, plus how to compare today’s jumbo refinance rates.| Rocket Mortgage
An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.| Rocket Mortgage
Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.| Rocket Mortgage
Home buyers can get the lowest mortgage rate available, even when market rates are trending high. Uncover 9 tips for how to get the best mortgage rate.| Rocket Mortgage
Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide.| Rocket Mortgage
A home equity line of credit can help you borrow the equity in your home at low interest rates. Learn how they work, their requirements, and how to get one.| Rocket Mortgage
Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.| Rocket Mortgage
Are you wondering if it’s better for you to pay off debt or save for a house first? Read this article for some key factors to consider before moving forward.| Rocket Mortgage
Knowing how much you can afford to spend is an important first step toward buying a home. Learn how to set a budget that can help you afford a mortgage.| Rocket Mortgage
When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.| www.rocketmortgage.com
PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.| Rocket Mortgage
Getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.| Rocket Mortgage
A mortgage preapproval determines how much you can borrow for your mortgage. Here’s what to expect from your lender and how to navigate the preapproval process.| Rocket Mortgage
Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.| Rocket Mortgage
There are many types of home loans to choose from when buying a house. Learn more about the pros and cons of each type of mortgage to find the best one for you.| Rocket Mortgage
Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.| Rocket Mortgage
Debating if you have the funds to purchase a home? Learn how much income you’ll need to buy a house and what lenders consider when reviewing applications.| Rocket Mortgage
If you have student loans, you might be wondering if it’s still possible to get a mortgage for a new home. Here’s everything you need to know about buying a house with student loans.| Rocket Mortgage
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.| Rocket Mortgage
Buying a home after retirement? Learn how to organize your finances and assets to apply successfully for a mortgage – even if you are living on a fixed income.| Rocket Mortgage
Your first mortgage decision will likely be whether to apply for an FHA versus a conventional loan. Learn the differences between these two types of home loans.| Rocket Mortgage
Was your mortgage application denied during the underwriting process? Read our article about the steps you can take to improve your chances when applying again.| Rocket Mortgage
Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.| Rocket Mortgage
“Loan term” often refers to how much time it takes a borrower to pay off their mortgage when making regular payments. Learn more about loan term options here.| Rocket Mortgage
Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.| Rocket Mortgage
One of the biggest hurdles when buying a home is saving for a down payment. Discover how to save for a house with 11 straightforward down payment strategies.| Rocket Mortgage
While shopping for home loans, you’ll need to decide between a fixed-rate or adjustable-rate mortgage. Learn how they differ, and which is better for you.| Rocket Mortgage
Buying a house involves many steps, so we broke it down for you. Get educated and avoid obstacles by checking out our comprehensive guide on how to buy a house.| Rocket Mortgage
A Verified Approval allows you to confidently make an offer knowing that your financing is rock solid. Read on for details!| Rocket Mortgage
Mortgages help people buy homes, allowing millions to achieve a coveted milestone. Explore what a mortgage loan is, how it works and how to get one.| Rocket Mortgage
A VA home loan is a type of mortgage financing available to qualifying veterans and members of the military community. Discover VA loan requirements and how to apply.| Rocket Mortgage
USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here.| www.rocketmortgage.com
Conventional loans are a traditional mortgage option. Learn what a conventional home loan is, how it works and common lender requirements in our guide.| Rocket Mortgage
A lot of factors go into determining whether or not you should buy a house. Here’s what you need to know when making the decision to buy now, or hold off.| Rocket Mortgage
Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payment.| Rocket Mortgage
An FHA loan is a government-backed loan that allows you to buy a home with less strict financial requirements. Learn more about FHA loans and if you qualify.| Rocket Mortgage
A home equity loan allows you to use the equity you’ve built in your home as collateral to borrow money. Find out how these loans work.| Rocket Mortgage
The mortgage application process has five important steps. Learn each step of the mortgage process from start to finish for a smooth path to homeownership.| Rocket Mortgage
Grab your free printable house savings tracker. Saving for a home can be intimidating. But this step-by-step guide turns worry into belief.| Wealthy Woman Finance