Debt consolidation can simplify debt and reduce costs. But what is exactly, and are loans the only way to consolidate debt? Here’s what you need to know.| My Debt Hero
Getting a loan with a low credit score in South Africa is harder but not impossible. Find out how to get a personal loan with a low credit score.| My Debt Hero
Want to buy a car on finance? Here’s how to qualify for car finance in South Africa with the minimum salary, minimum credit score, and paperwork.| My Debt Hero
Getting blacklisted or being blacklisted in South Africa has a more significant impact than some of us realise. Here’s what you need to know.| My Debt Hero
Thinking of getting a credit card but wondering what the minimum credit score is to get a credit card in South Africa? Here’s everything you should know.| My Debt Hero
Getting a clearance certificate is a wonderful thing. It’s a sign that the recipient is no longer over-indebted. It marks the end of debt review—here’s how it works.| My Debt Hero
Sequestration is a legal process that kicks off when someone is declared insolvent. Here’s how it works, and how to avoid it.| My Debt Hero
You may be surprised to learn how debt review affects credit scores. There is a misconception that it's a bad thing. Before you decide—read this first.| My Debt Hero
Looking for a loan, but not sure whether you’ll qualify? Your credit score plays a big role. Let’s find out what credit score you need to qualify for a loan.| My Debt Hero
Do you know how credit cards work? Interest, minimum payments, the qualifying criteria… there’s more to it than we realise. Here’s what you need to know.| My Debt Hero
There are a lot of misconceptions about how debt review affects credit scores. But, getting credit after debt review may be easier than you think—here’s why.| My Debt Hero