Line item budgeting is typically used for small businesses but could have applications in personal finance too.| SoFi
What is autopay? Here’s how to automatically pay your bills with autopay, along with some pros and cons.| SoFi
Discretionary income varies from person to person, so find out what discretionary income is, how to calculate it, and the best ways to use it each month.| SoFi
Explore a handful of ideas on how to cut back on spending along with some budget cutting ideas. Check out our tips to cut back on spending.| SoFi
Fixed expenses are expenses that you can't cut down by budgeting, whereas variable expenses can be shrunken if needed. Learn more about expenses.| SoFi
The minimum payment on your credit card isn’t necessarily the best amount to pay if you want to get out of debt. Learn more here.| SoFi
The 50/30/20 budget rule says to spend 50% of your income on needs and 30% on wants, and to put 20% in savings. Learn more here.| SoFi