Bankruptcy can provide relief from debt, but it will affect your credit score and ability to apply for credit. Weigh the pros and cons of bankruptcy before you file.| Debt.org
Filing for bankruptcy is an option if you are financially overwhelmed - but there are factors to consider before proceeding.| Debt.org
Getting rich requires discipline and planning to both save your money and spend it wisely. Learn the best practices to accumulate wealth and get rich.| Debt.org
Discover how a Military Debt Consolidation Loan works to combine multiple debts into one manageable payment with better terms tailored for military personnel.| Debt.org
Student debt among college students is one of the leading causes of financial distress. Learn more about managing student debt with Debt.org.| Debt.org
Debt and mental health can be inevitably linked, sometimes resulting in stress, anxiety, and depression. Learn more about debt stress and how to cope with it.| Debt.org
Learn about the different requirements for an FHA Mortgage, how to qualify, credit score minimum, comparison with conventional mortgages, and PMI Cost.| Debt.org
Debt Settlement can reduce what you owe. Debt Consolidation combines multiple loans into one at a lower interest rate. Both can help save you money.| Debt.org
Considering debt settlement? Get a balanced view of its benefits and risks, understand the process, and assess if it aligns with your financial goals.| Debt.org
Learn the different pros and cons of the best debt consolidation options available to help you get out of debt and improve your financial wellbeing.| Debt.org
Charge-offs negatively affect your credit score. Learn what you can do to remove a charge-off & avoid damaging your credit rating further.| Debt.org
What happens to old credit cards after a balance transfer? Explore your choices and their impact on your credit score. Click to find out more and take control!| Debt.org
The purpose of the bankruptcy means test is to help determine if you're eligible for Chapter 7 bankruptcy. Learn what the means test is & how it works.| Debt.org
Learn about the process for Chapter 13 Bankruptcy discharge, what the hardship discharge is, and what debts are not discharged in Chapter 13.| Debt.org
Unemployment can severely reduce your ability to repay debts and usually requires a reassessment of your financial situation and budget.| Debt.org
Did you know that there are things that debt collectors are not allowed to do? Learn about the best ways to deal with debt collectors to avoid falling prey to scams & scare tactics.| Debt.org
It can be intimidating when a collections agency contacts you to recoup debts. Here's what you need to know before paying them what they demand.| Debt.org
If you own your home, switching to a smaller or less-expensive house could be the trick to solve your debt problems.| Debt.org
Upgrade features debt consolidation loans ranging from $1,000-$50,000 with fixed terms between 24 to 84 months.| Debt.org
Student loan debt is one of the leading causes of modern American stress, especially among millennials, who are putting off life milestones like marriage,| Debt.org
LightsStream’s selling point is that it offers loans “that reward good credit.” Be warned that if you have bad credit or a low credit score, you should| Debt.org
Discover is a digital bank offering consumers personal loans for debt consolidation, and its loans come with enticingly low interest rates.| Debt.org
Avant offers debt consolidation loans for consumers who have been denied from traditional funding sources.| Debt.org
Struggling with debt? Find out if debt settlement hurts your credit. Get insights into credit scores, debt management, and recovery options. Click for more!| Debt.org
Explore proven methods to avoid interest on your credit cards. Find out how to save money and achieve financial freedom with our expert insights.| Debt.org
Credit unions are nonprofits that offer members a cheaper price on financial services than some banks. Learn the advantages & disadvantages of credit unions.| Debt.org
Take steps to build an emergency fund to prevent you from dipping into credit cards in cases of unexpected emergencies.| Debt.org
Simple tips for how to avoid debt and how to get out of debt, provided by the experts at Debt.org, America's Debt Help Organization.| Debt.org
Paying off your mortgage early can save you money on interest. Learn how to pay off a mortgage early with these financial strategies.| Debt.org
Nonprofit Debt Settlement, a program offered by credit counseling agencies, allows consumers to eliminate credit card debit for less than they owe.| Debt.org
Bankruptcy stays on your credit report for 7-10 years depending on which bankruptcy you file. Learn how long each type of bankruptcy affects your credit.| Debt.org
Looking for ways on how to cut costs? Explore 16 practical methods to reduce your expenses and start saving. Take action and improve your budget today!| Debt.org
How you treat your monthly credit card bill might reveal as much about your personality as when you scream when under pressure or offer a seat on the bus| Debt.org
Learn how balance transfers on credit cards can help you reduce debt. Discover how lower interest rates save money and start managing your credit card debt!| Debt.org
Find balance transfer offers for bad credit and manage your debt effectively. Learn about credit unions, secured cards, and more. Start improving today!| Debt.org
Credit card debt consolidation combines your debt into simple payments, making it easier to pay off your balances. Learn how it works & where to start.| Debt.org
The different parts of Medicare can help pay for medical costs incurred by the elderly. Learn about the options to help with your medical debt and health insurance.| Debt.org
Did you know you can negotiate with debt collectors on the amount you owe? Learn strategies and tips to successfully reduce your debt.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
LendingClub is one of the most reputable destinations for online personal loans, usually a great method to borrow for a special need or credit. Learn more.| Debt.org
Upstart lends personal loans to consolidate debt. Learn about the qualifications for and interest rates of Upstart loans and decide if they're right for you.| Debt.org
Prosper is a peer-to-peer lending marketplace, offering debt consolidation loans funded by investors instead of banks.| Debt.org
Do I have too much debt? You may have too much debt if monthly bills use up a large portion of their incomes or if they have maxed-out credit cards.| Debt.org
If you stop making credit card payments you can face serious consequences like fines, lawsuits and debt collector harassment. Learn more with Debt.org.| Debt.org
Learn effective strategies to lower your credit card interest rates today. Start saving by negotiating better terms with your lender!| Debt.org
Can you pay off a credit card with another credit card? Discover how balance transfers and cash advances work. Learn the methods, risks, and alternatives!| Debt.org
Struggling with credit card debt? Learn how to erase credit card debt without paying the full amount owed with these credit card debt forgiveness tactics.| Debt.org
The snowball method works by paying off your debt from smallest to largest. Learn how to be debt-free with the snowball method.| Debt.org
There are a handful of strategies to help you get out of debt. It’s important to understand your financial situation to choose the best debt pay off strategy for you.| Debt.org
Upside-down car loans happen when you use a loan to make a down payment. Get out of an upside-down car loan with these tips & avoid them in the future.| Debt.org
Understand the process of Chapter 7 bankruptcy— from filing to discharge, and tips for everything in between. Get help from experts at Debt.org today.| Debt.org
Chapter 13 bankruptcy allows you to propose a repayment plan to the court and creditors. Learn about qualifying and filing for chapter 13 bankruptcy.| Debt.org
Getting out of debt can seem like an uphill battle but it doesn't have to be. Learn the 11 most common mistakes people make and how to avoid them.| Debt.org
Credit card interest rates are based on many factors & can be confusing to calculate. Learn what credit card interest is, how your rate is calculated, & tips for lowering your credit card interest rate.| Debt.org
Learn how to budget and manage your expenses. Worksheets, tips and tools for creating and sticking to your budget.| Debt.org
Different types of consumer loans & lines of credit provide options for consumers and businesses to better manage their financial situation & repay debts.| Debt.org
Learn about balance transfer credit cards, how they work, how to apply, and if you should get a balance transfer card to help pay off your credit card debt.| Debt.org
Ready to consolidate your debts? Find lenders who work with bad credit. Take action for financial freedom now!| Debt.org
Learn about debt consolidation loans, including how to get a loan to consolidate your debt, benefits & alternatives to consolidation loans.| Debt.org
Analysis of credit card use, trends, debt cycle, management and interpretation of credit scores.| Debt.org
Learn how medical debt consolidation works to simplify repayment, how to consolidate medical bills, options to consolidate medical debt, and alternatives.| Debt.org
Obtaining loans for bad credit can be limited, but possible. Learn how bad credit affects interest rates, different types of bad credit loans & compare top lenders.| Debt.org
Learn what you need to know before financing a new or used car, your auto financing options, how to apply for a car loan, & if financing is a good idea.| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org
Explore the five best credit counseling agencies, and learn about what makes these companies the top-rated credit counselors in the industry.| Debt.org