Federal & personal student loans have lower interest rates than other loans. Find out common student loan interest rates & how to choose between them.| Debt.org
The Equal Credit Opportunity Act prohibits creditors from discriminating against consumers based on factors like race, religion, sex and age.| Debt.org
Student loan debt is one of the leading causes of modern American stress, especially among millennials, who are putting off life milestones like marriage,| Debt.org
Avant offers debt consolidation loans for consumers who have been denied from traditional funding sources.| Debt.org
Consumer rights sound like it would be a given in America, but it wasn’t until the 1960’s that the government first acted to protect consumers. It started| Debt.org
Federal laws protect personal credit & financial records which establishes security for consumers. Learn more about your rights as a credit consumer.| Debt.org
Credit scoring models are used to help evaluate the creditworthiness of consumers. Learn about FICO, VantageScore and other scoring models.| Debt.org
The Fair Credit Reporting Act protects consumers’ personal financial documents and prohibits unfair actions by big companies and credit reporting agencies.| Debt.org
Credit card interest rates are based on many factors & can be confusing to calculate. Learn what credit card interest is, how your rate is calculated, & tips for lowering your credit card interest rate.| Debt.org
You may know your credit score, but understanding how you are graded can be a tool to help you raise your score in the future, and avoid repeating the| Debt.org
Secured credit cards can be a great way to gain or rebuild your credit. Learn what secured credit cards are, their advantages & disadvantages, & how to get one.| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
Payday lenders use payday loans to exploit financial need by trapping you in a debt cycle with high interest rates. Learn about the disadvantages of payday loans.| Debt.org
You may consider borrowing from your 401(k) to pay off debts. Learn about the associated taxes, fees, and when borrowing from a 401(k) is best.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Credit reports can be confusing. Learn general credit report information including when, where & how to get a credit report.| Debt.org