Lenders use credit scores to determine your financial capability to repay a loan. Find out credit score minimums for different types of home loans.| Debt.org
30-year fixed rate mortgages are a staple of the American home buying process. Learn about the advantages and disadvantages.| Debt.org
Credit scoring models are used to help evaluate the creditworthiness of consumers. Learn about FICO, VantageScore and other scoring models.| Debt.org
The Fair Credit Reporting Act protects consumers’ personal financial documents and prohibits unfair actions by big companies and credit reporting agencies.| Debt.org
Learn about foreclosures, why they happen, and how to avoid them in order to keep your mortgage above water and save yourself from losing your home.| Debt.org
Credit reports can be confusing. Learn general credit report information including when, where & how to get a credit report.| Debt.org
A personal loan is one option to build credit - but there are risks attached. Understand the benefits, downsides and alternatives.| Debt.org