Understanding credit card interest & when you are charged can be tricky. Learn about types of credit card interest & how to avoid fees. Read more on Debt.org.| Debt.org
The features of a good credit card vary by the user's needs but typically include low interest rates and fees, a long grace period and good customer service.| Debt.org
Learn the different pros and cons of the best debt consolidation options available to help you get out of debt and improve your financial wellbeing.| Debt.org
The Equal Credit Opportunity Act prohibits creditors from discriminating against consumers based on factors like race, religion, sex and age.| Debt.org
Use Debt.org’s helpful calculator to find out how much money - and how much time - it will take to pay off your credit card debt.| Debt.org
The debt avalanche is a common method of paying off debts. Learn how to use debt avalanche and how it compares to debt snowball.| Debt.org
A credit card cash advance may seem like an easy way to access cash quickly - but fees and interest rates can make it an expensive option.| Debt.org
Credit unions are nonprofits that offer members a cheaper price on financial services than some banks. Learn the advantages & disadvantages of credit unions.| Debt.org
The Credit CARD Act of 2009 provides protections for credit card consumers including interest rate increases, late payment policies and more.| Debt.org
Do I have too much debt? You may have too much debt if monthly bills use up a large portion of their incomes or if they have maxed-out credit cards.| Debt.org
The snowball method works by paying off your debt from smallest to largest. Learn how to be debt-free with the snowball method.| Debt.org
There are a handful of strategies to help you get out of debt. It’s important to understand your financial situation to choose the best debt pay off strategy for you.| Debt.org
The Fair Credit Reporting Act protects consumers’ personal financial documents and prohibits unfair actions by big companies and credit reporting agencies.| Debt.org
Secured credit cards can be a great way to gain or rebuild your credit. Learn what secured credit cards are, their advantages & disadvantages, & how to get one.| Debt.org
Different types of consumer loans & lines of credit provide options for consumers and businesses to better manage their financial situation & repay debts.| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
Payday lenders use payday loans to exploit financial need by trapping you in a debt cycle with high interest rates. Learn about the disadvantages of payday loans.| Debt.org
Visit Debt.org to learn more about how to build and establish a strong credit score.| Debt.org