Learn steps to help successfully negotiate your own debt settlement, how it compares to working with a company, risks, and alternatives to help you decide.| Debt.org
Bankruptcy can provide relief from debt, but it will affect your credit score and ability to apply for credit. Weigh the pros and cons of bankruptcy before you file.| Debt.org
Filing for bankruptcy is an option if you are financially overwhelmed - but there are factors to consider before proceeding.| Debt.org
Getting rich requires discipline and planning to both save your money and spend it wisely. Learn the best practices to accumulate wealth and get rich.| Debt.org
If you have debt in collections, it is important to make a plan to pay it off. Learn more about collections, how to pay your debt, and why you should pay.| Debt.org
If you have lost your job through no fault of your own, filing for unemployment may help you stay out of debt.| Debt.org
Debt and mental health can be inevitably linked, sometimes resulting in stress, anxiety, and depression. Learn more about debt stress and how to cope with it.| Debt.org
Debt Settlement can reduce what you owe. Debt Consolidation combines multiple loans into one at a lower interest rate. Both can help save you money.| Debt.org
Considering debt settlement? Get a balanced view of its benefits and risks, understand the process, and assess if it aligns with your financial goals.| Debt.org
Struggling with debt? Discover veteran debt assistance options like debt consolidation and financial counseling. Take action to secure your financial future!| Debt.org
How does the garnishment process work? Is it legal? What is and isn't allowed when a 3rd party is forced to withhold money to pay a debt.| Debt.org
When debt collector harassment occurs, it is essential that you understand your rights and how to stop harassing debt collection calls.| Debt.org
Charge-offs negatively affect your credit score. Learn what you can do to remove a charge-off & avoid damaging your credit rating further.| Debt.org
What happens to old credit cards after a balance transfer? Explore your choices and their impact on your credit score. Click to find out more and take control!| Debt.org
Depending on the situation, you can file bankruptcy twice. Learn when you can & can’t file for bankruptcy twice, including restrictions, timelines, & alternatives.| Debt.org
If you need money, it makes sense that you may consider a cash out refinance on your home. Learn what you need to know to make the right decision for you.| Debt.org
Unemployment can severely reduce your ability to repay debts and usually requires a reassessment of your financial situation and budget.| Debt.org
Costs for a visit to the doctor's office varies depending upon the services rendered and the way in which the visit is paid for.| Debt.org
The debt collection process is restricted by several laws designed to eliminate unjust debt collection practices.| Debt.org
It can be intimidating when a collections agency contacts you to recoup debts. Here's what you need to know before paying them what they demand.| Debt.org
If you own your home, switching to a smaller or less-expensive house could be the trick to solve your debt problems.| Debt.org
LightsStream’s selling point is that it offers loans “that reward good credit.” Be warned that if you have bad credit or a low credit score, you should| Debt.org
Discover is a digital bank offering consumers personal loans for debt consolidation, and its loans come with enticingly low interest rates.| Debt.org
Discharging student loans through bankruptcy is a difficult process but Debt.org can help you navigate your options.| Debt.org
Getting sued by collection agencies while in debt settlement can be very frustrating. Learn your options and what to do next.| Debt.org
Struggling with debt? Find out if debt settlement hurts your credit. Get insights into credit scores, debt management, and recovery options. Click for more!| Debt.org
Need clarity on debt settlement fees? Get detailed info on types, impacts, and negotiation strategies. Act now to take control of your debt relief plan!| Debt.org
Credit unions are nonprofits that offer members a cheaper price on financial services than some banks. Learn the advantages & disadvantages of credit unions.| Debt.org
Simple tips for how to avoid debt and how to get out of debt, provided by the experts at Debt.org, America's Debt Help Organization.| Debt.org
Nonprofit Debt Settlement, a program offered by credit counseling agencies, allows consumers to eliminate credit card debit for less than they owe.| Debt.org
Bankruptcy stays on your credit report for 7-10 years depending on which bankruptcy you file. Learn how long each type of bankruptcy affects your credit.| Debt.org
Learn how balance transfers on credit cards can help you reduce debt. Discover how lower interest rates save money and start managing your credit card debt!| Debt.org
Credit card debt consolidation combines your debt into simple payments, making it easier to pay off your balances. Learn how it works & where to start.| Debt.org
Did you know you can negotiate with debt collectors on the amount you owe? Learn strategies and tips to successfully reduce your debt.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
LendingClub is one of the most reputable destinations for online personal loans, usually a great method to borrow for a special need or credit. Learn more.| Debt.org
Learn effective strategies to lower your credit card interest rates today. Start saving by negotiating better terms with your lender!| Debt.org
Can you pay off a credit card with another credit card? Discover how balance transfers and cash advances work. Learn the methods, risks, and alternatives!| Debt.org
Struggling with credit card debt? Learn how to erase credit card debt without paying the full amount owed with these credit card debt forgiveness tactics.| Debt.org
Upside-down car loans happen when you use a loan to make a down payment. Get out of an upside-down car loan with these tips & avoid them in the future.| Debt.org
Understand the process of Chapter 7 bankruptcy— from filing to discharge, and tips for everything in between. Get help from experts at Debt.org today.| Debt.org
Chapter 13 bankruptcy allows you to propose a repayment plan to the court and creditors. Learn about qualifying and filing for chapter 13 bankruptcy.| Debt.org
Getting out of debt can seem like an uphill battle but it doesn't have to be. Learn the 11 most common mistakes people make and how to avoid them.| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
Learn about balance transfer credit cards, how they work, how to apply, and if you should get a balance transfer card to help pay off your credit card debt.| Debt.org
Ready to consolidate your debts? Find lenders who work with bad credit. Take action for financial freedom now!| Debt.org
Learn about debt consolidation loans, including how to get a loan to consolidate your debt, benefits & alternatives to consolidation loans.| Debt.org
Home equity loans can be used for debt consolidation by combining your debt into one place, making it easier to make your monthly payments. Learn more.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Learn more about how medical debt in collections can impact your credit score, how to avoid medical collections, and how to pay off the debt.| Debt.org
Learn how medical debt consolidation works to simplify repayment, how to consolidate medical bills, options to consolidate medical debt, and alternatives.| Debt.org
If you fall behind on your car's monthly payment, your lender can take it back. Learn what car repossession is, how to avoid it, and how to get your car back.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org