After 6 years of early retirement and world travel, our tax minimization strategy is working harder than we are.| Go Curry Cracker!
How we use a Roth IRA Conversion ladder to beat the RMD. How we minimize lifetime taxes and maximize wealth| Go Curry Cracker!
Evaluating the overall financial impact of moving to California, including taxes and health insurance premiums. Now and in the long term.| Go Curry Cracker!
2020 was our 8th full year of this thing we do. It’s been an incredible ride – we’ve traveled, adventured, and procreated, with the best yet to come. We’ve also done a fair amount of tax optimization, paying little tax each year while taking steps to minimize future taxes. Do these optimization efforts actually work? […]| Go Curry Cracker!
In the tax minimization game, which is more important, Roth conversions or capital gain harvesting? I explore the two in this post.| Go Curry Cracker!
As part of moving back to the US / California, we are considering harvesting massive capital gains. 15% tax now is better than 23%+ tax later.| Go Curry Cracker!
Over the long term, a greater percentage of stock sales become capital gains. The tax impact can be significant. Capital gain harvesting is a solution.| Go Curry Cracker!