Learn how a mortgage grace period allows you to make a payment during a set amount of days without incurring a late fee.| www.experian.com
Learn how closing a credit card affects your credit score, how to decide when to keep or close a credit card and alternatives to closing your card.| www.experian.com
The most important factor of your FICO Score is your payment history, which makes up 35% of your score. Here’s what other factors matter.| www.experian.com
The original delinquency date is the date the account first became delinquent and was not brought current, or the first late payment in a series.| www.experian.com
Learn when late payments get reported to the credit bureaus, how they affect your credit score and how long late payments stay on your credit report.| www.experian.com
Maintaining a clean payment history—or refurbishing a spotty one—can help you improve your credit scores and save you money.| www.experian.com