To build credit to buy a house, start by checking your credit report. Prioritize on-time payments, keeping your balances low and avoiding new credit.| www.experian.com
What’s the difference between a grace period and deferment—and which is better when it comes to pausing payments? Here’s what you need to know.| www.experian.com
Get your free credit report and score, with tools to help you understand and improve your credit.| www.experian.com
Learn why closing a bank account doesn’t typically affect your credit, when closing a bank account can hurt your credit and how to safely close your bank account.| www.experian.com
The most important factor of your FICO Score is your payment history, which makes up 35% of your score. Here’s what other factors matter.| www.experian.com
Learn when it’s a good idea to request a credit limit increase and when you should hold off on requesting a higher credit limit.| www.experian.com
Maintaining a clean payment history—or refurbishing a spotty one—can help you improve your credit scores and save you money.| www.experian.com
Using credit cards wisely can bring many benefits. To ensure you’re using credit cards responsibly, follow these steps to make the most of your credit cards.| www.experian.com