There are a lot of tax minimization tools at the disposal of early retirees. The FEIE and tax credits saved us nearly $10,000 in tax this year.| Go Curry Cracker!
If annual income is higher than estimated, repayment of advanced premium tax credits (APTC) may be limited. This results in 0% tax rate region.| Go Curry Cracker!
In the tax minimization game, which is more important, Roth conversions or capital gain harvesting? I explore the two in this post.| Go Curry Cracker!
As part of moving back to the US / California, we are considering harvesting massive capital gains. 15% tax now is better than 23%+ tax later.| Go Curry Cracker!
Early retirees willing to earn up to $2k/year/person can use the Saver's credit to do massive Roth conversions at a 0% federal tax rate.| Go Curry Cracker!