Considering debt settlement? Get a balanced view of its benefits and risks, understand the process, and assess if it aligns with your financial goals.| Debt.org
The features of a good credit card vary by the user's needs but typically include low interest rates and fees, a long grace period and good customer service.| Debt.org
Charge-offs negatively affect your credit score. Learn what you can do to remove a charge-off & avoid damaging your credit rating further.| Debt.org
Peer-to-Peer lending connects borrowers with independent lenders. Learn about the advantages & disadvantages along with how P2P lending works.| Debt.org
While in the military, it may be hard to manage your money. Learn more about financial literacy, management & programs providing financial help to the military.| Debt.org
Debt impacts the ability to obtain a security clearance. Learn the role it plays & what resources the military offers to help you manage your money.| Debt.org
Credit unions are nonprofits that offer members a cheaper price on financial services than some banks. Learn the advantages & disadvantages of credit unions.| Debt.org
Lenders use credit scores to determine your financial capability to repay a loan. Find out credit score minimums for different types of home loans.| Debt.org
The Credit CARD Act of 2009 provides protections for credit card consumers including interest rate increases, late payment policies and more.| Debt.org
Credit card debt consolidation combines your debt into simple payments, making it easier to pay off your balances. Learn how it works & where to start.| Debt.org
Upside-down car loans happen when you use a loan to make a down payment. Get out of an upside-down car loan with these tips & avoid them in the future.| Debt.org
Credit card interest rates are based on many factors & can be confusing to calculate. Learn what credit card interest is, how your rate is calculated, & tips for lowering your credit card interest rate.| Debt.org
You may know your credit score, but understanding how you are graded can be a tool to help you raise your score in the future, and avoid repeating the| Debt.org
Secured credit cards can be a great way to gain or rebuild your credit. Learn what secured credit cards are, their advantages & disadvantages, & how to get one.| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
Payday lenders use payday loans to exploit financial need by trapping you in a debt cycle with high interest rates. Learn about the disadvantages of payday loans.| Debt.org
Learn about balance transfer credit cards, how they work, how to apply, and if you should get a balance transfer card to help pay off your credit card debt.| Debt.org