If a $1,000 financial emergency hit your household tomorrow, would you be prepared? The answer for about half of Americans is no.| LendingTree
A collateral loan is backed by something you own (which is called collateral). Lenders have the right to seize collateral if you can’t repay a loan.| LendingTree
Understanding an interest rate vs APR can help you choose a loan with the lowest possible costs. Here’s what you need to know.| LendingTree
Compare direct and marketplace lenders offering online loan options for all credit types — plus rates, terms and funding speeds.| LendingTree
Fair credit? You still have options. Compare personal loans with competitive rates, flexible terms and lenders that work with credit scores below 670.| LendingTree
LightStream offers no-fee personal loans with competitive rates, as long as you have a robust credit score and history. Read our expert LightStream review.| LendingTree
PenFed Credit Union may be a good option for those with solid credit because of its low rates and fast funding. Read our full PenFed personal loans review.| LendingTree
Extending a family loan to your loved ones can work if you have crystal clear communication about expectations, repayment and consequences.| LendingTree
Prosper is a peer-to-peer lending platform where borrowers can apply for personal loans. Read this review to see if a Prosper personal loan is right for you.| LendingTree
Achieve personal loans come with fast approval and funding. Learn more about the pros and cons in this Achieve personal loan review.| LendingTree
If you have bad credit or no credit, Upstart may be for you — this lending platform considers a variety of eligibility factors instead of just your credit.| LendingTree
Considering a personal loan from a credit union? See typical rates and terms, then compare offers with other lenders on LendingTree to find your best fit.| LendingTree
With its competitive interest rates, repayment assistance options and flexible loan terms, Discover could be ideal for borrowers with good-to-excellent credit.| LendingTree
A personal loan agreement is a contract between two parties, generally a borrower and a lender. It outlines how much is borrowed, how it’s repaid and more.| LendingTree
Read our Upgrade personal loan review for all the pros and cons, including fees and loan terms, to decide whether it’s worthwhile for you.| LendingTree
Besides paying interest, you might be on the hook for an origination fee. Here’s how much they cost, how to avoid them and more.| LendingTree
Happy Money is a good option for consolidating credit card debt as long as you can qualify for its lowest rates. Read our full Happy Money personal loan review.| LendingTree
Skip the ultra-high fees of a payday loan with a free paycheck advance app. Our experts picked the five best apps with no subscription fees.| LendingTree
Credit counseling can be a free or low-cost way out of debt. Most services are provided by nonprofit agencies.| LendingTree
Generally speaking, credit allows you to borrow money now and pay the lender back later — usually with interest.| LendingTree
If you think that someone’s pulled a hard inquiry of your credit without permission, you’ll want to act quickly — it could be a sign of fraud or identity theft.| LendingTree
Learn what delinquency is, view a timeline for what to expect during every stage of debt delinquency, and find out how to steer your way out.| LendingTree
Ready to grow your score? The Chase Freedom Rise® and other cards make it easier to build credit while avoiding fees. See LendingTree editors’ top picks for December 2025.| LendingTree
No credit? Bad credit? You still have options. Our experts highlight the best secured credit cards of 2026 that build credit and report to all bureaus.| LendingTree
While there are no shortcuts for building a solid credit score, there are steps you can take that can provide you with a quick boost in a short amount of time.| LendingTree
Discover how the nation's student loan debt compares to credit card, mortgage and auto loans on the national and individual scale.| Education Data Initiative
Consumers with six or more offers could save up to $3,138 by shopping around for a personal loan on the LendingTree platform. Here’s how.| LendingTree
An excellent credit score saves you money. To have excellent credit, you need a FICO Score of at least 800 or a VantageScore of at least 781.| LendingTree
You might have heard the term FICO Score — whether in a credit card commercial, on an account statement or when applying for credit. Learn about it here!| LendingTree
Everyone has to start somewhere, and we’re here to show you how to build credit from scratch wisely with these and other options.| LendingTree
Credit utilization ratio compares your current debt to your credit limits. Learn how to lower high utilization to protect your credit score.| LendingTree
We invented online mortgage marketing. We’ve built a trusted brand that converts information-seekers into genuine prospects.| LendingTree
In the past 12 months, 68% of homeowners started or completed home improvement projects, while 63% plan to begin one in the next year.| LendingTree
Home improvement loans are personal loans that you can use for home improvements and renovations. We’ve compiled the best ones and alternatives.| LendingTree
A home equity loan or cash-out refi comes with a fixed interest rate and monthly payment. A HELOC has a variable rate, but more flexibility as a credit line.| LendingTree
Compare home equity loan interest rates and learn how to get the best rate offers. Browse our picks for top home equity loan lenders and get custom quotes.| LendingTree
A HELOC is a line of credit that lets you to withdraw funds when you need, borrowing against the equity in your home.| LendingTree
Affirm offers buy now, pay later (BNPL) and personal loans in the final steps of making retail purchases. You can access 0% financing with Affirm BNPL loans.| LendingTree
Klarna could be ideal for shoppers looking to break everyday purchases up into interest-free installments. Read our full Klarna buy now, pay later review.| LendingTree
Check your credit score and get free credit monitoring instantly. No credit card required and it won’t hurt your credit score.| LendingTree
Our guide to debt prioritization explains how to choose what bills to pay and how to complete a repayment plan from start to finish.| LendingTree
Use this mortgage payment calculator to find your monthly estimated mortgage payment, total mortgage cost, amortization and more.| LendingTree
Find out how much you'll need for a down payment for a house and learn about the key requirements for low down payment programs.| LendingTree
Nearly 9 in 10 Americans are changing the way they shop to fight inflated grocery bills, according to a LendingTree survey.| LendingTree
34.3% of Americans have reported cutting back on or skipping necessary expenses at least once in the past 12 months to pay for utilities.| LendingTree